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All Journal Idarotuna : Jurnal of Administrative Science
Amalika , Siti
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Computer Science & IT Decision Sciences, Operations Research & Management Industrial & Manufacturing Engineering Social Sciences

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The Effectiveness of Digital-Based Zakat Distribution on the Economic Empowerment of Mustahik: A Sharia Economic Perspective Analysis Amalika , Siti; Hamid, Abd
Idarotuna : Journal of Administrative Science Vol. 7 No. 1 (2026): May
Publisher : Program Study Office Adminstrative of Akademi Komunitas Teknologi Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/idarotuna.v7i1.182

Abstract

This study analyzes the effectiveness of digital-based zakat distribution in empowering the economy of mustahik through an Islamic economic perspective, where the governance transformation from conventional to digital systems is proven to enhance the accuracy, transparency, and speed of productive fund distribution. Utilizing a qualitative narrative-analytical approach through case studies and the Miles and Huberman interactive model analysis, the findings reveal that the implementation of features such as digital scoring, real-time monitoring, and e-wallet integration significantly minimizes mistargeting and accelerates the distribution of business capital. The impact is evident not only in the strengthening of accountability and financial literacy among mustahik but also in the improvement of the economic independence index and the reduction of failure risks for micro-enterprises. Theoretically, the digitalization of zakat represents the actualization of the maqāṣid al-sharīʿah principles, specifically ḥifẓ al-māl (preservation of wealth) and distributive justice. This confirms that institutional ijtihad through this hybrid governance model is highly strategic in realizing inclusive and sustainable Islamic economic development
Co-Authors Abd Hamid