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All Journal Prosiding Seminar Nasional Indonesia Journal of Community Dedication
Nurussama
Institut Teknologi dan Bisnis Bina Sriwijaya Palembang
Humanities Social Sciences Other

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STRATEGIES FOR IMPROVING FINANCIAL LITERACY IN RURAL COMMUNITIES: A LITERATURE REVIEW Silvia Ekasari; Kholid Ansori; Nurussama
JOURNAL OF COMMUNITY DEDICATION Vol. 2 No. 4 (2023): Journal of Community Dedication
Publisher : Adiba Aisha Amira

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Abstract

This study aims to identify and analyze effective strategies that can be applied to improve financial literacy in rural communities. The research method used was a literature review. The results show that improving financial literacy in rural communities can be achieved through a multidimensional approach that includes developing locally appropriate educational materials, improving access to financial technology, targeted technology education, and cooperation between the government, private sector, and local communities. Key factors influencing success include adaptation of teaching methods to socio-cultural conditions, implementation of inclusive financial technologies, and trust building between financial service providers and rural communities.
EKONOMI HIJAU SEBAGAI SOLUSI KEBERLANJUTAN: TINJAUAN LITERATUR DARI PERSPEKTIF SOSIAL DAN EKONOMI Loso Judijanto; Nurussama
JOURNAL OF COMMUNITY DEDICATION Vol. 3 No. 4 (2024): Journal of Community Dedication
Publisher : Adiba Aisha Amira

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The green economy as a sustainability solution from a social and economic perspective explores the potential of transitioning towards a green economy as an answer to global environmental challenges. The main focus of the green economy is to reduce carbon emissions, improve resource use efficiency, and protect biodiversity with the aim of achieving a balance between economic growth and environmental protection. From a social perspective, a green economy is believed to improve people's welfare through the creation of new jobs and improved access to resources. Meanwhile, from an economic perspective, while it requires a large initial investment, the shift offers cost efficiencies and opens up new opportunities for technological and market innovation. In conclusion, a green economy can be a key strategy to achieve inclusive and environmentally sustainable development.
FINANCIAL RISK MANAGEMENT STRATEGIES IN DEALING WITH FOREIGN EXCHANGE RATE FLUCTUATIONS Loso Judijanto; Nurussama; Rina Apriliani
Prosiding Seminar Nasional Indonesia Vol. 1 No. 2 (2024): Prosiding Seminar Nasional Indonesia
Publisher : CV. Adiba Aisha Amira

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Changes in foreign exchange (forex) rates have a significant impact on the finances of companies that operate internationally. Exchange rate fluctuations can affect profitability, operating costs, and the value of overseas assets, placing pressure on a company's financial stability. This research investigates various financial risk management strategies that can be used by companies to protect themselves from this volatility. The research method used was a literature review. The research found that derivatives, when used appropriately, can significantly reduce the risks associated with exchange rate fluctuations. However, this strategy requires a deep understanding of financial instruments and the forex market, as well as expertise in financial risk management. In addition, the study identified that currency diversification and currency matching are important approaches in risk mitigation that not only protect companies from forex market uncertainties but also help in maintaining liquidity. Another critical factor is the cooperative relationship with international banks that can provide valuable insights and customized solutions for forex risk management.
Co-Authors Kholid Ansori Loso Judijanto Rina Apriliani Silvia Ekasari