Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Budapest International Research and Critics in Linguistics and Education Journal (Birle Journal) Economit Journal
Nurvita Sari Musdiani Silalahi
Universitas Negeri Medan
Humanities Education Languange, Linguistic, Communication & Media Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Digital Financial Inclusion and Economic Growth: Evidence from Emerging Economies Using Panel Data Analysis Nurvita Sari Musdiani Silalahi
Economit Journal: Scientific Journal of Accountancy, Management and Finance Vol 5 No 4 (2025): Scientific Journal of Accountancy, Management and Finance: (November)
Publisher : Britain International for Academic Research (BIAR-Publisher)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study investigates the impact of digital financial inclusion on economic growth across emerging economies. With the rapid expansion of financial technologies, access to financial services has significantly improved, particularly in developing regions. However, empirical evidence regarding its macroeconomic effects remains inconclusive. This research employs panel data from 25 emerging economies spanning 2010–2023 and applies fixed effects and system Generalized Method of Moments (GMM) models to examine the relationship between digital financial inclusion and GDP growth. The findings reveal that digital financial inclusion significantly promotes economic growth by enhancing capital allocation efficiency, increasing savings, and supporting small and medium enterprises (SMEs). However, the results also indicate diminishing returns at higher levels of financial inclusion. Policy implications suggest that governments should focus not only on expanding access but also on improving financial literacy and regulatory frameworks to maximize the benefits of digital finance.
Harnessing the Power of Social Media for Educational Innovation in Ethiopia: Challenges and Opportunities Nurvita Sari Musdiani Silalahi; Belay Sitotaw Goshu
Budapest International Research and Critics in Linguistics and Education (BirLE) Journal Vol 8, No 4 (2025): Budapest International Research and Critics in Linguistics and Education, Novemb
Publisher : BIRCU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birle.v8i4.8163

Abstract

Social media has become a modern education, offering opportunities and challenges to enhance learning experiences. In Ethiopia, the role of social media in the educational system is gaining attention as it is a potential means for expanding access to resources, fostering collaboration, and improving communication among students, teachers, and administrators. However, social media in education also raises concerns regarding distractions, privacy issues, and unequal access to digital technologies. The purpose is to investigate the opportunities and problems related to social media use in Ethiopia's educational system. A qualitative research approach was used, employing thematic analysis of interviews accompanied by 30 teachers, 15 education administrators, and 20 student parents. The results reveal that 65% of teachers and 58% of education administrators reported positive experiences with social media for academic engagement and communication. However, 72% of teachers and 69% of parents expressed concerns about the potential for distraction and the accessibility of inappropriate content to students. The findings also showed that 81% of parents emphasized the importance of parental involvement in regulating social media use. Meanwhile, 62% of educators highlighted the need for digital literacy programs to guide responsible use. In conclusion, the study emphasizes that social media can be a powerful tool for educational innovation in Ethiopia if effectively managed. Recommendations include the development of policies, digital literacy initiatives, and active stakeholder collaboration to ensure that social media enhances rather than hinders the educational experience.
Co-Authors Belay Sitotaw Goshu