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All Journal Warmadewa Economic Development Journal (WEDJ)
I Made Sara
Management Program, Faculty of Economy, Universitas Warmadewa
Economics, Econometrics & Finance

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Pengaruh Dana Pihak Ketiga dan Tingkat Suku Bunga Kredit Terhadap Profitabilitas di PT. Bank Pembangunan Daerah Bali Tahun 2011-2018 I Gusti Putu Khresna Kusumawardhana; I Made Sara; Anak Agung Sri Purnami
Warmadewa Economic Development Journal (WEDJ) Vol. 4 No. 1 (2021): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.4.1.3145.1-6

Abstract

The banking have important role in development and a country’s economy. The bank has a task for raise funds from the public in shape saving, deposit, current account and channeling it back to the public in shape credit. In process credit channeling the bank hope get the maximum profit, because with increasing profitability bank activities can work smoothly and optimally. This research aims to test the impact third-party funds and credit interest rate against profitability (Return On Assets) at PT. Bali Regional Development Bank on quarterly I. 2011 to quarterly IV. 2018 using multiple linear analysis methods. The results show that the t-test on variable third-party funds has negative and not significantly effect to profitability (Return On Asset) and credit interest rate has negative and significantly effect to profitability (Return On Assets). While the results F-test obtained variable third-party funds and credit interest rate has positive and significantly effect to profitability (Return On Assets) at PT. Bali Regional Development Bank.
Faktor-Faktor yang Mempengaruhi Minat Mahasiswa untuk Menggunakan Layanan Mobile Banking di Universitas Warmadewa Putu Lusiana Devi; I Made Sara; A.A Sri Purnami
Warmadewa Economic Development Journal (WEDJ) Vol. 5 No. 1 (2022): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.5.1.2022.14-18

Abstract

The purpose of this study is to find out the effect of Benefits, Ness, and Risk of transacting on the Interests of Warmadewa University Students using Mobile Banking services both simultaneously and partially. The population of this study is active students at Warmadewa University (class of 2018-2019) a total of 100 students. This study uses multiple linear regression analysis as data analysis. From the results of the study, it can be concluded that: (1) simultaneously the benefits of mobile banking, ease of use, and risk of transacting have a significant effect on the interest of Warmadewa University Students using Mobile Banking Services. (2) Partially, Benefits, Ease of Use, Risk of Transaction significantly affect the Interest of Warmadewa University Students Using Mobile Banking Services.
Co-Authors I Gusti Putu Khresna Kusumawardhana Purnami, Anak Agung Sri Putu Lusiana Devi