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All Journal Postgraduated Community Service Journal Community Services Journal (CSJ)
Indri Septianing Ratri
Universitas Balikpapan, Balikpapan-Kalimantan Timur, Indonesia
Social Sciences Other

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Menumbuhkan Minat Menabung Sejak Dini Melalui Sosialisasi Pentingnya Menabung di PAUD PGRI Adiwiyata dan Merpati Pos Miswaty Miswaty; Indri Septianing Ratri; Sukimin Sukimin; Winda Lestari; I Wayan Kartana
Postgraduated Community Service Journal Vol. 6 No. 1 (2025)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/pcsj.6.1.2025.29-32

Abstract

Early-childhood savings socialization activities are one way to increase financial awareness and skills in children. Saving is an important activity that needs to be learned from an early age to develop good financial management habits in the future. However, there are still gaps in the process of teaching children to save, especially at an early age. Therefore, early-childhood savings socialization activities for preschool children are being implemented with the aim of providing students with an understanding and knowledge about saving. These activities are conducted through lectures and savings simulations using piggy banks. It is hoped that children will understand the concept of saving and the benefits of this activity. Survey results indicate that most preschool children understand the meaning and benefits of saving and find the early-childhood savings socialization activities beneficial. Furthermore, teachers and principals responded positively to these activities. Recommendations are given for conducting similar activities annually to help improve students' financial awareness and skills in the future. Early-childhood savings socialization activities for preschool children at PGRI Adiwiyata and Merpati Pos are expected to help change children's mindsets and behaviors regarding financial management, thus forming good savings habits from an early age.
Sosialisasi Perizinan Usaha Untuk UMKM pada Kelompok PKK Kelurahan Telaga Sari M Miswaty; Muhammad Aghnie Ramdhani; Widya Ngudi Prahasto; Sabian Mauludian; Bima Yusril Musaputra; Sardi Sanjaya; Indri Septianing Ratri; R Rahmawati; Amalia Rahayu; Umar Bunga Wirayuda Busari; Raisha Ardyana
Community Service Journal (CSJ) Vol. 6 No. 2 (2024)
Publisher : Lembaga Pengabdian Kepada Masyarakat, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/csj.6.2.2024.71-75

Abstract

Socialization activities on business licensing were conducted on the PKK group of RT. 45 Telaga Sari Village in Balikpapan city. Licensing socialization was carried out considering the smoothness of a business for orderliness in complying with the regulations that apply in a region. Micro and Small Enterprises (MSEs) are a business sector that has an important role in the Indonesian economy. However, many still do not have a business license, either offline or online. Whereas, a business license can provide various benefits for MSEs, such as legal certainty, ease of access to capital, tax facilities, and government assistance. Therefore, this article aims to inform the procedures, benefits, and obstacles in making a micro and small business license (MSBL). This article uses a qualitative descriptive method by collecting data from various sources, such as the OSS website, Kompas.com, OCBC NISP, and Yukk.co.id. The analysis results show that the procedure for making MSBL offline includes filling out forms and documents of requirements at the sub-district office, while online includes registering on the OSS website and filling in business data. The benefits of having MSBL include obtaining business legality, legal protection, ease of capital, tax facilities, and government assistance. The obstacles faced by MSEs in making MSBL include lack of awareness, knowledge, and ability to manage licensing, as well as bureaucracy and complicated requirements. This article recommends that MSEs be more proactive and initiative in making MSBL, as well as utilizing the online services provided by the government. The government also needs to increase socialization, education, and facilitation related to licensing, as well as simplify the processes and requirements needed. Thus, it is expected that the number of MSEs that have business licenses can increase, so that they can contribute more optimally to the national economy. Keywords: MSEs licensing, Micro and Small Business License (MSBL), Online Single Submission (OSS), Benefits and obstacles, Recommendations
Co-Authors Amalia Rahayu Bima Yusril Musaputra I Wayan Kartana M Miswaty Miswaty Miswaty Muhammad Aghnie Ramdhani R Rahmawati Raisha Ardyana Sabian Mauludian Sardi Sanjaya Sukimin Sukimin Umar Bunga Wirayuda Busari Widya Ngudi Prahasto Winda Lestari