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All Journal Dinasti International Journal of Economics, Finance & Accounting (DIJEFA)
Adiputra, Danang
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Economics, Econometrics & Finance

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The Influence of Financial Literacy, Financial Behavior, and Overconfidence on the Investment Decisions of Generation Z: College Students in Indonesia Fatiyah, Rhatu Syelga; Adiputra, Danang
Dinasti International Journal of Economics, Finance & Accounting Vol. 7 No. 2 (2026): Dinasti International Journal of Economics, Finance & Accounting (May-June 2026
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v7i2.6696

Abstract

This study aims to analyze the influence of financial literacy, financial behavior, and overconfidence on the investment decisions of Generation Z students in Indonesia. This study uses a quantitative approach with a survey method, utilizing a questionnaire distributed via Google Forms with a 5-point Likert scale. A sample of 294 students aged 18–25 years who have made investments was obtained. Data analysis techniques include descriptive statistics, data quality checks, classical assumption tests, and multiple linear regression analysis, including T-tests, F-tests, and coefficient of determination tests, using IBM SPSS version 22. The results indicate that financial literacy, financial behavior, and overconfidence have a positive and significant influence on the investment decisions of Generation Z students in Indonesia.
Co-Authors Fatiyah, Rhatu Syelga