Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Jurnal Riset Multidisiplin Edukasi
Iwan Razak
Unknown Affiliation
Other

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Data-Driven Analysis of Attendance Patterns in Group-Based Microfinance Programs: Evidence from Indonesia Iwan Razak
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 5 (2026): Jurnal Riset Multidisiplin Edukasi (Mei 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i5.1872

Abstract

This study examines attendance patterns in Weekly Group Meetings (Pertemuan Kelompok Mingguan/PKM) within a group-based microfinance program. Attendance is not treated merely as a frequency indicator, but as a behavioral pattern influenced by both individual and group dynamics. Using a data-driven approach, this study applies K-Means clustering to identify attendance behavior patterns and Decision Tree classification to analyze socio-economic characteristics associated with these patterns. The results reveal three distinct participation clusters: active, moderate, and passive participation. The findings demonstrate that attendance behavior is heterogeneous and cannot be fully explained by measurable socio-economic variables alone. Instead, participation reflects a complex interaction between individual characteristics and group social dynamics. By integrating social participation theory with machine learning methods, this study provides a more comprehensive understanding of participation behavior in community-based microfinance programs.
Co-Authors