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All Journal Kompeten: Jurnal Ilmiah Ekonomi dan Bisnis AMMA : Jurnal Pengabdian Masyarakat
Isti Anjeli Apriliani
Universitas Pamulang
Humanities Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Nursing

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Program Peningkatan Kompetensi SDM Untuk Mendukung Transformasi Ekonomi Lokal Priya Sevilyani; Isti Anjeli Apriliani; Amelda Putri Febriyanti; Jaisy Marisa Anugrah J; Nurwahidah Oktavia
AMMA : Jurnal Pengabdian Masyarakat Vol. 3 No. 11 : Desember (2024): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

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Abstract

The human resource (HR) competency improvement program is a strategic step to support local economic transformation, especially in Cicalengka Village, Pagedangan Subdistrict. This program is designed to address the main challenges faced by village communities, such as low work skills, limited access to training, and lack of innovative business opportunities. The main focus of this program is on developing local potential-based skills, such as entrepreneurship training, agricultural product management, and mastery of digital technology. Through a participatory approach, this program involves the village government, local business actors, and community organizations in designing and implementing training activities that are relevant to community needs. In addition, technology support and marketing networks are strengthened to open access to a wider market. The results of this program are expected to increase community productivity and income, create new jobs, and strengthen local economic resilience. Thus, economic transformation in Cicalengka Village can run in an inclusive, sustainable, and community empowerment-based manner.
Pengaruh Non Performing Loan dan Loan to Deposit Ratio terhadap Return on Asset pada PT Bank Negara Indonesia (Persero) Tbk Periode 2016-2025 Isti Anjeli Apriliani; Rizka Wahyuni Amelia
Kompeten: Jurnal Ilmiah Ekonomi dan Bisnis Vol. 5 No. 2 (2026): September
Publisher : PT Seval Literindo Kreasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57141/kompeten.v5i2.342

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh Non Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) terhadap Return On Asset (ROA) pada PT Bank Negara Indonesia (Persero) Tbk selama periode 2016-2025. Objek yang diteliti adalah PT Bank Negara Indonesia (Persero) Tbk pada rentang waktu tersebut. Penelitian ini menggunakan pendekatan kuantitatif, yaitu pendekatan yang mengolah data dalam bentuk angka. Analisis regresi linier berganda digunakan untuk menguji ada tidaknya hubungan antara NPL dan LDR terhadap ROA pada bank tersebut.Hasil pengujian menunjukkan bahwa secara parsial (uji t), NPL berpengaruh negatif dan signifikan terhadap ROA, Sebaliknya, LDR tidak menunjukkan pengaruh signifikan terhadap ROA. Sementara itu, hasil uji F menunjukkan bahwa secara simultan, NPL dan LDR berpengaruh signifikan terhadap ROA, Dengan demikian, dapat disimpulkan bahwa NPL dan LDR secara bersama-sama memberikan pengaruh yang signifikan terhadap ROA.
Co-Authors Amelda Putri Febriyanti Jaisy Marisa Anugrah J Nurwahidah Oktavia Priya Sevilyani Rizka Wahyuni Amelia