Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Jurnal Pengabdian UNDIKMA Journal of the Community Development in Asia
Rudiawie Larasati
Cenderawasih University
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Improving Financial Technology-Based Financial Behavior Capabilities in Jayapura City and Jayapura Regency MSMEs Pascalina V. S Sesa; Maylen K. P Kambuaya; Rudiawie Larasati; Klara Wonar
Journal of The Community Development in Asia Vol 8, No 1 (2025): January 2025
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jcda.v8i1.3484

Abstract

This study assesses how financial technology (fintech) has helped MSMEs in Jayapura City and Jayapura Regency improve their financial behavior. This study used a quantitative methodology with associative and moderation techniques to gather data via questionnaires, which WarpPLS was then used to analyze. The study's findings demonstrate that financial behavior, which aids in cash flow management and guards against mistakes that could result in bankruptcy, is significantly influenced by financial literacy. Furthermore, MSME entrepreneurs' good financial behavior is positively influenced by personality traits like thoroughness and openness, particularly regarding capital management and investment decisions. Fintech, however, cannot moderate the relationship between financial behavior and financial literacy because these digital tools cannot close the knowledge gaps in finance that must be addressed to make wise financial decisions. Similarly, personality traits like neuroticism and extroversion influence an individual's financial behavior more than technology use. Therefore, fintech cannot moderate the association between financial personality and behavior. These results can guide local governments and universities in offering financial management and digital training to MSME actors, boosting regional financial inclusion
Revitalizing Village-Owned Enterprises through Micro-Business Empowerment: Strengthening Financial Literacy, Product Design, and Digital Marketing in Yatu Raharja Village, Papua Meinarni Asnawi; Siti Rofingatun; Rudiawie Larasati; Dereckh Landarsi Aninam; Gilbert A Pelamonia; Rosalia Mistyca Yani; Indri Oktavia Kamma; Marshanda B. Wamafma; Orizanne Inperie Wella Itlay; Herly Asso; Eri Waker
Jurnal Pengabdian UNDIKMA Vol. 7 No. 3 (2026): August (IN PRESS)
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v7i3.21982

Abstract

This community service program aims to strengthen the financial literacy, product design, and digital marketing capacity of micro-enterprise owners in Yatu Raharja Village, Arso X District, Keerom Regency, Papua, as an initial step toward revitalizing the long-inactive Village-Owned Enterprise (BUMKam). The program was implemented by the Community Service Team of the Faculty of Economics and Business, Cenderawasih University, in collaboration with the Yatu Raharja Village Government and the local Family Welfare Empowerment (PKK) organization. The intervention involved ten micro-enterprise owners selected through a preliminary household survey conducted alongside a broader community survey involving PKK members. To address the limited availability of laptop computers, two structured mentoring tools—a Simple Selling Price Worksheet and a Manual Business Cashbook—were developed and distributed in printed form. These materials were complemented by Canva-based visual learning resources covering product branding, packaging design, and Instagram content development. Baseline data were analyzed descriptively using percentage distributions and triangulated through SWOT analysis, while program outcomes were evaluated qualitatively through participatory observation and reflective discussions conducted during two mentoring sessions. The findings indicated improvements in participants' ability to apply cost-based pricing, increased commitment to maintaining routine financial records, and strong interest in using Instagram as a promotional platform. These outcomes were assessed through participatory observation rather than standardized pre- and post-intervention testing. Overall, these findings suggest that context-sensitive mentoring supported by practical learning tools can strengthen the entrepreneurial capacity of rural micro-enterprises and provide a foundation for the phased revitalization of the Yatu Raharja Village-Owned Enterprise (BUMKam).
Co-Authors Dereckh Landarsi Aninam Eri Waker Gilbert A Pelamonia Herly Asso Indri Oktavia Kamma Klara Wonar Marshanda B. Wamafma Maylen K. P Kambuaya Meinarni Asnawi, Meinarni Orizanne Inperie Wella Itlay Pascalina V. S Sesa Rosalia Mistyca Yani Siti Rofingatun