Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal JURNAL MANAJEMEN MOTIVASI
Aksan, Fadriani
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
The Influence of Financial Literacy, Overconfidence, and Locus of Control on Investment Decisions among Micro, Small, and Medium Enterprises (MSMEs) Aksan, Fadriani; Goso, Goso; Mustafa, Sri Wahyuni
JURNAL MANAJEMEN MOTIVASI Vol 21 No 2 (2025): Jurnal Manajemen Motivasi
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jmm.v21i2.8157

Abstract

This study aims to analyze the effect of financial literacy, overconfidence, and locus of control on investment decisions of MSME actors in Palopo City. The research applied a quantitative approach with 120 respondents selected using saturated sampling techniques. Data were collected through questionnaires and analyzed using multiple linear regression, Confirmatory Factor Analysis (CFA), and path analysis with the assistance of SPSS and SmartPLS software. The findings indicate that financial literacy and overconfidence do not have a significant direct influence on investment decisions, while locus of control has a significant effect. Nevertheless, both financial literacy and overconfidence significantly influence investment decisions indirectly through locus of control.
Co-Authors Goso , Goso