Zuliza Mohd Kusrin
Faculty of Islamic Studies, Universiti Kebangsaan Malaysia

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Integrating Al-Kafaf and Al-Kifayah in Malaysian Income Assessment: An Islamic Economic Perspective on Holistic Well-being Abdul Muzil Abd Rahim; Muhammad Nazir Alias; Anwar Fakhri Omar; Muhamad Mu'izz Abdullah; Zuliza Mohd Kusrin; Mohd Al Adib Samuri; Nik Abdul Rahim Nik Abdul Ghani; Sheila Fakhria
Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan Vol 12, No 1 (2025): April
Publisher : Faculty of Sharia (Islamic Law) at Fatmawati Sukarno State Islamic University Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/mzn.v12i1.7776

Abstract

This study critiques Malaysia’s traditional income-based classifications (B40, M40, T20) for failing to capture multidimensional poverty amid rising living costs and regional disparities. It introduces Islamic economic concepts—al-kafaf (minimum subsistence threshold) and al-kifayah (broader sufficiency standard)—as alternative frameworks for assessing household income within modern B20, M50, and T30 classifications. Using qualitative methodology combining case studies with conceptual-comparative analysis, the research examines the limitations of conventional income metrics. Findings show that traditional classifications effectively show income gaps but inadequately reflect actual living costs and regional economic variations. Al-kafaf establishes a basic survival baseline, while al-kifayah offers a holistic measure incorporating education access, healthcare, and quality of life. This integration improves welfare and zakat targeting while contributing to more equitable policymaking frameworks. The study advances Islamic economic theory by proposing a holistic approach to measuring economic well-being that better aligns with current socioeconomic realities. The primary academic contribution of this study lies in the development of a more contextual and multidimensional Islamic economic framework for evaluating household well-being. Furthermore, the research expands the horizons of Islamic economic theory by offering a normative-practical approach to income assessment while also providing a new conceptual foundation for policymakers to design income classifications that are more adaptive to contemporary socioeconomic realities
Reconstructing Polygamy Regulation Through Comparative Legal Systems: Strengthening the Protection of Women's and Children's Rights in Indonesia and Malaysia Sri Wahyuni; Zuliza Mohd Kusrin
Justicia Islamica Vol 23 No 2 (2026)
Publisher : Faculty of Sharia UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/justicia.v23i2.12034

Abstract

This study aims to analyze the regulations and procedures governing polygamy in Indonesia and Malaysia and to evaluate their effectiveness in providing legal protection for women and children. The study employs a normative legal methodology, incorporating legislative, comparative, and conceptual approaches. Data consisting of legislation, court decisions, and legal literature were analyzed qualitatively using Lawrence M. Friedman’s theory of legal systems—which encompasses legal substance, structure, and culture—as well as the theory of maqāṣid al-sharīa to assess protections for life, lineage, and property. The results of the study indicate that both countries share similarities in the basic regulations, restrictions, licensing procedures, and practices regarding polygamy, but differ in their legal protection mechanisms. Malaysia imposes sanctions for violations of polygamy laws, requires verification of the husband’s financial capacity, and provides a mechanism for legalizing unregistered polygamy to ensure that the rights of wives and children remain protected. In contrast, unregistered polygamy in Indonesia faces difficulties in obtaining legal recognition because it depends on the fulfillment of formal requirements; consequently, protection for women and children remains suboptimal and does not fully reflect the principles of maqāṣid al-sharīa. This study contributes to the integration of the substantive, structural, and cultural dimensions of law as the basis for reforming polygamy regulations in a way that is more focused on protecting the rights of women and children.