Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
P-Index
This Author published in this journals
All Journal PAPUA: International Journal of Sharia Business Management
Zulfatun Anisah
Universitas Negeri Surabaya, Indonesia

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
The Social Economy Model Based on Pesantren Communities in the Post-Truth Era Zulfatun Anisah
PAPUA: International Journal of Sharia Business Management Vol. 2 No. 1 (2025): (JUNI) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT
Publisher : Study Program of Sharia Business Management , Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/papua.v2i1.1771

Abstract

The rise of the post-truth era—marked by the prioritization of emotions over facts and the widespread manipulation of information—has challenged the sustainability and credibility of conventional socio-economic models. In contrast, pesantren communities in Indonesia have preserved a unique social economy rooted in Islamic values, communal trust, and productive religiosity. This study investigates the structural and functional characteristics of the social economy practiced by pesantren communities and how these values serve as a resilient framework amid post-truth dynamics. Using a qualitative case study method, data were collected through in-depth interviews, focus group discussions, and participatory observations in five pesantren-based business units across East Java. The analysis reveals that pesantren communities build their economic activities on the principles of collective welfare (maslahah), transparency (amanah), and intergenerational trust. These elements shape a distinctive ecosystem that integrates religious authority, social capital, and economic inclusiveness. The findings confirm that the pesantren-based social economy not only offers an alternative to mainstream capitalist models but also provides a robust foundation for resisting the socio-economic disintegration caused by post-truth narratives. This model strengthens local resilience, promotes ethical entrepreneurship, and fosters economic justice in marginalized societies.
ISLAMIC FINANCIAL AWARENESS AND SUSTAINABLE FINANCIAL BEHAVIOR OF GENERATION Z Zulfatun Anisah
PAPUA: International Journal of Sharia Business Management Vol. 3 No. 1 (2026): (JUNI) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT
Publisher : Study Program of Sharia Business Management , Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/papua.v3i1.2071

Abstract

This study examines the role of Islamic Financial Awareness in fostering Sustainable Financial Behavior among Generation Z in Indonesia. The rapid growth of Islamic financial services, digital financial platforms, and financial technology has increased opportunities for young consumers to access financial products and services. However, concerns remain regarding the limited level of Islamic financial awareness and the increasing prevalence of consumptive financial behavior among Generation Z. This study employs a quantitative approach with an explanatory research design to analyze the relationship between Islamic financial awareness and sustainable financial behavior. Islamic Financial Awareness is conceptualized through knowledge of Sharia principles, Islamic financial products, and ethical financial values, while Sustainable Financial Behavior is reflected in budgeting, saving, responsible spending, debt management, and long-term financial planning. The findings indicate that a higher level of Islamic financial awareness contributes positively to the development of sustainable financial behavior by encouraging responsible financial decision-making and strengthening financial resilience. The study highlights the importance of enhancing Islamic financial education and awareness programs to support the formation of a financially responsible and sustainable Generation Z in Indonesia.
Zakat Management for Poverty Reduction and Inclusive Economic Development: The Role of Institutional Governance and Productive Empowerment Zulfatun Anisah
PAPUA: International Journal of Sharia Business Management Vol. 3 No. 2 (2026): (Desember) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT
Publisher : Study Program of Sharia Business Management , Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/papua.v3i2.2279

Abstract

Zakat plays an important role in Islamic social finance as an instrument for wealth redistribution, poverty alleviation, and inclusive economic development. However, its effectiveness depends not only on the amount of funds collected and distributed but also on the quality of institutional governance and the sustainability of economic empowerment programs. This study aims to examine the role of zakat management in reducing poverty and supporting inclusive economic development, with particular attention to institutional governance, productive zakat, and socioeconomic empowerment. This research employs a qualitative descriptive-analytical approach based on a review of relevant academic literature, institutional publications, and regulatory documents. The data are analyzed thematically by examining institutional accountability, distribution effectiveness, productive economic empowerment, and the contribution of zakat to inclusive development. The analysis indicates that effective zakat management can strengthen poverty alleviation through targeted distribution, productive assistance, entrepreneurship development, and continuous mentoring for mustahik. Furthermore, productive zakat has the potential to improve household income, support microenterprise development, and expand economic participation among disadvantaged communities. Nevertheless, these contributions require transparent governance, professional management, accurate beneficiary identification, and stronger coordination between zakat institutions and relevant stakeholders. This study highlights that zakat should be positioned not merely as a charitable instrument but as a strategic mechanism of Islamic social finance for promoting equitable opportunities, economic resilience, and sustainable inclusive development.
Co-Authors