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"BIBLIOMETRIC MAPPING" OF ISLAMIC FINTECH AND FINANCIAL INCLUSION IN DEVELOPING COUNTRIES Endah Robiatul Adawiyah; Eti Jumiati; Hawwa Abdul Mokti; Mahmud Syukri; Dhiwa Lulu Qurotulaini
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 3 (2026): JUNE
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i3.668

Abstract

This study aims to analyze the development of research on Islamic fintech and financial inclusion in developing countries through bibliometric and network analysis approaches. The study also aims to identify publication trends, patterns of collaboration between researchers and countries, as well as the main themes that are developing in the scientific literature related to Islamic fintech. The research uses a bibliometric method with the data source coming from the Scopus database. Data collection was carried out in January 2024 using keywords related to "Islamic fintech" and "financial inclusion" in the TITLE-ABS-KEY field. The document selection process was carried out using the PRISMA approach with the criteria for English-language journal articles for the 2018–2024 period. From the initial 313 documents, 150 articles were obtained that met the criteria for analysis using the VOSviewer and Biblioshiny (R-Studio) software. The results show that publications on Islamic fintech and financial inclusion have increased significantly during the period 2018–2024, with the peak of publication occurring in 2024. Malaysia and Indonesia are the countries with the most dominant research contributions and collaborations. Keyword analysis shows that the main themes of the research include Islamic fintech, financial technology, financial inclusion, Islamic banking, P2P lending, digital payment, financial literacy, and blockchain. The findings also show that Islamic fintech plays an important role in supporting financial inclusion through sharia-based financial services that are more accessible, especially for people who have not been reached by conventional banking services. The implications of this study show that Islamic fintech has great potential as an instrument to strengthen financial inclusion in developing countries. Therefore, regulatory support, increased Islamic financial literacy, and strengthening collaboration between countries and institutions are needed to encourage the development of a more inclusive and sustainable Islamic fintech ecosystem. This research provides an important foundation for policy makers, industry players, and academics in designing a more inclusive Islamic fintech development strategy.
Workshop Manajemen Keuangan Cerdas untuk Masyarakat dan Pelaku Usaha Mikro Desa Cimenteng Jaya, Banten Millata Hanifa; Mahmud Syukri; Royhan Imamul Muttaqin; Muhamad Reza Pahlefi; Hapidoh Hapidoh
MIMBAR INTEGRITAS : Jurnal Pengabdian Vol 5 No 2 (2026): Februari - Agustus
Publisher : Biro Administrasi dan Akademik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/mimbarintegritas.v5i2.8296

Abstract

Rendahnya literasi keuangan dan ketiadaan pemisahan antara aset pribadi dengan modal usaha menjadi hambatan fundamental bagi keberlanjutan ekonomi pelaku usaha mikro di Desa Cimenteng Jaya, Banten. Workshop ini bertujuan untuk meningkatkan pemahaman dan keterampilan manajemen keuangan praktis bagi 60 masyarakat dan pelaku usaha mikro melalui pendekatan Participation Action Research (PAR). Metode pelaksanaan dilakukan secara bertahap melalui siklus riset aksi yang meliputi pra-observasi kondisi ekonomi masyarakat, pelaksanaan workshop partisipatif, pendampingan teknis pencatatan kas, serta refleksi kolektif. Hasil kegiatan menunjukkan adanya transformasi signifikan pada tata kelola finansial masyarakat dalam mengaplikasikan sistem pos anggaran secara mandiri. Dampak dari workshop ini mendorong perubahan budaya manajemen yang lebih terukur, transparan dan terencana. Temuan ini menegaskan bahwa integrasi antara workshop aplikatif dengan pendampingan berbasis partisipasi aktif mampu mendobrak hambatan manajerial tradisional serta memperkuat fondasi ketahanan ekonomi desa yang berkelanjutan.