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Sikap Keuangan Memediasi Pengaruh Literasi Keuangan dan Self-Control Terhadap Perilaku Pengelolaan Keuangan Amanda Septia Ningsih; Ma'rufatur Rodhiyah
Jurnal Ekonomi Manajemen Akuntansi Vol. 32 No. 1 (2026): JURNAL EKONOMI MANAJEMEN AKUNTANSI
Publisher : sekolah Tinggi Ilmu Ekonomi Dharma Putra Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59725/ema.v32i1.403

Abstract

This study aims to analyze and examine the effect of financial literacy and self-control on financial management behavior, with financial attitude as an intervening variable among accounting students at universities in Lamongan. This research employed a quantitative approach using a survey method through questionnaire distribution via Google Form. The population consisted of accounting students at universities in Lamongan, with a total sample of 232 respondents selected using probability sampling with a simple random sampling technique. Data analysis was conducted using Partial Least Square–Structural Equation Modeling (PLS-SEM) version 4.0. The results indicate that financial literacy does not have a significant effect on financial management behavior, while self-control has a significant effect on financial management behavior. Furthermore, financial literacy and self-control significantly influence financial attitude, and financial attitude significantly affects financial management behavior. Financial attitude is also proven to significantly mediate the relationship between financial literacy and self-control on financial management behavior.
Organic Waste Processing in Efforts to Reduce Waste Accumulation: Social and Economic Impacts Kusuma Dewi, Stevani Eka Putri; Muhammad Irsyad Maulana; Darianto; Sri Yaumi; Ma'rufatur Rodhiyah
Society : Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2026): Mei
Publisher : Edumedia Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55824/sd1vk951

Abstract

Organic waste management at SMP Negeri 1 Glagah faces challenges due to sanitation issues, limited facilities, and low environmental awareness. Waste from school activities that has not been managed optimally has led to a significant accumulation of waste, causing environmental pollution. To address this, an organic waste management program was implemented with the involvement of students and teachers. The methods used include observation, interviews, socialization, sorting training, and composting. Waste is processed in used plastic containers, which also serve as containers for growing school medicinal plants (TOS). The results of the activities show an increase in students' environmental awareness, as well as the creation of a simple waste management system and opportunities for creative economic activities. This program also supports skill-based learning and the role of students as agents of change. Despite facility constraints, it has had a positive impact on the environment, society, and education, while consistently applying the 3R principles (Reduce, Reuse, Recycle).