Article Per Year (5 Year)
p-Index From 2021 - 2026
0
P-Index
This Author published in this journals
All Journal LA RIBA: Jurnal Perbankan Syariah
Ratna
STIT Al-Qur'an Al-Ittifaqiah Indralaya (STITQI)

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
ANALISIS STRATEGI PENGEMBANGAN BAITUL MAAL WAT TAMWIL (BMT) DALAM PENINGKATAN KESEJAHTERAAN MASYARAKAT DI SUMATERA SELATAN Ratna
LA RIBA: Jurnal Perbankan Syariah Vol. 1 No. 02 (2020): Juni 2020
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v1i02.189

Abstract

This study aims to describe the development conditions of BMT, analyze the strategy of developing BMT as a savings and loan cooperative and Islamic finance in the city of southern Sumatera, and analyze the role of BMT in improving the welfare of surrounding communities. The data used in this study are primary data obtained from the observation process and some interview processes. The analysis is carried out by descriptive analysis method based on the theory obtained through library studies. The results of this study indicate that BMTs are now alive and well is BMT who continues to make improvements. The strategy used to adjust conditions, which part should be strengthened and supported so that customers remain loyal to BMT; and BMT has a role, among others, is to keep the community away from the moneylenders or usury, invites the public to entrust their money to BMT, the micro business community is invited to be more disciplined in managing the financial results of their business, and help people who are just starting a business, or whose business is already running in financing, so that the business can grow and develop, so that prosperity will be achieved.
PERAN KOPERASI SYARIAH DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT KOTA PALEMBANG DI ERA NEW NORMAL Ratna
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 01 (2020): Desember 2020
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i01.195

Abstract

This study aims to analyze the role of koperasi syariah in improving the welfare of surrounding communities. The analysis is carried out by descriptive analysis method based on the theory obtained through library studies. The results of this study indicate that Islamic Cooperative are now alive and well is Islamic Cooperative who continues to make improvements. The strategy used to adjust conditions, which part should be strengthened and supported so that customers remain loyal to koperasi syariah; and Islamic Cooperative has a role, among others, is to keep the community away from the moneylenders or usury, invites the public to entrust their money to Islamic Cooperative, the micro business community is invited to be more disciplined in managing the financial results of their business, and help people who are just starting a business, or whose business is already running in financing, so that the business can grow and develop, so that prosperity will be achieved.
ANALISIS SISTEM DISTRIBUSI DANA ZAKAT, INFAK, DAN SEDEKAH (ZIS)) PADA DOMPET DHUAFA CABANG SUMSEL BERDASARKAN TINGKAT MAQASHID SYARIAH Ratna
LA RIBA: Jurnal Perbankan Syariah Vol. 1 No. 01 (2019): Desember 2019
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study raises the problem of (1) distribution of zakat, infaq & alms (ZIS) funds in 2014-2015 and (2) the distribution system of zakat, infaq & alms (ZIS) funds with maqashid sharia. Therefore, the purpose of writing this thesis is to analyze the distribution system of zakat, infaq and alms (ZIS) funds based on maqashid sharia. Thus, it can be seen that the distribution of zakat, infaq and alms funds and the compatibility between the distribution of zakat, infaq and alms funds with the maqashid of sharia. This research is a qualitative descriptive study. The type of research used is case research. The analysis used is a domain analysis with a semantic relationship pattern. The data used are secondary data in the form of ZIS fund collection data for 2013-2015 and the distribution of ZIS funds for 2014-2015. This paper concludes that the 2013 fund raised from the ZIS funds raised was IDR 2,961,064,212.00. The 2014 allocation of funds from the ZIS funds collected was IDR 3,637,750,450.00, while the funds that were distributed and realized in the Dompet Dhuafa programs in 2015 amounted to IDR 1,710,785,197.00. The results of the evaluation of the distribution of ZIS Dompet Dhuafa funds in the South Sumatra Branch can be concluded that the programs owned by the South Sumatra Branch of Dompet Dhuafa have been good in efforts to tackle poverty holistically both from religion, soul, mind, descent and wealth.
Co-Authors