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All Journal Jurnal Pengabdian Bukit Pengharapan Journal Accounting International Mount Hope
Suwardi Suwardi
Politeknik Bisnis dan Pasar Modal
Economics, Econometrics & Finance Other

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PENINGKATAN LITERASI INVESTASI MELALUI EDUKASI SECURITIES CROWDFUNDING SEBAGAI ALTERNATIF PENDANAAN DAN INVESTASI DI ERA DIGITAL Muhammad Abdul Muis; Suwardi Suwardi; Agus Amri Mokoginta; Aldilla Saeba
Jurnal Pengabdian Bukit Pengharapan Vol. 6 No. 1 (2026)
Publisher : LPPM Institut Teknologi dan Bisnis Kristen Bukit Pengarapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/jurdian.v6i1.1135

Abstract

The rapid advancement of digital technology has transformed the financial sector, leading to the emergence of various innovations in the capital market that provide broader access to investment and financing opportunities. One of these innovations is Securities Crowdfunding (SCF), a fundraising mechanism that enables businesses to offer securities to the public through electronic platforms licensed and supervised by the Financial Services Authority (OJK). Despite its significant potential to enhance financial inclusion and expand funding access for Micro, Small, and Medium Enterprises (MSMEs), public understanding of Securities Crowdfunding remains relatively limited. This community service program aimed to enhance investment literacy through education on Securities Crowdfunding as an alternative source of financing and investment in the digital era. The program was conducted through an educational seminar consisting of presentations, interactive discussions, and question-and-answer sessions. The topics covered included the fundamental concepts of Securities Crowdfunding, applicable regulations, investment mechanisms, potential benefits, investment risks, and its role as an alternative financing instrument for MSMEs. The results indicated that participants gained a better understanding of the characteristics of Securities Crowdfunding, investment procedures, and its contribution to supporting business growth. Furthermore, the activity increased participants’ awareness of the importance of investment literacy in responding to the rapid development of the digital financial industry. Therefore, Securities Crowdfunding education can serve as an effective approach to improving public investment literacy while encouraging the utilization of inclusive, transparent, and accessible capital market instruments.
PENINGKATAN LITERASI KEUANGAN MELALUI EDUKASI MENABUNG SEJAK DINI PADA ANAK-ANAK RUMAH PENYULUHAN KREATIF JAKARTA SELATAN Muhammad Abdul Muis; Suwardi Suwardi; Agus Amri Mokoginta; Yudhi Yuliansyah; Alpaizon Yasa Putra; Aldilla Saeba
Jurnal Pengabdian Bukit Pengharapan Vol. 6 No. 1 (2026)
Publisher : LPPM Institut Teknologi dan Bisnis Kristen Bukit Pengarapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/jurdian.v6i1.1136

Abstract

Financial literacy is a fundamental competency that should be introduced from an early age to foster responsible and sustainable financial behavior. However, many children still have limited understanding of basic financial management, particularly regarding the importance of saving. This condition presents a challenge in developing future generations who are capable of making sound financial decisions and planning for their future needs. This community service activity aimed to improve children's financial literacy through early-age saving education at Rumah Penyuluhan Kreatif, South Jakarta. The program was conducted on August 31, 2025, involving 25 participants aged 7–10 years. The methods employed included educational presentations on the importance of saving, interactive discussions, educational games, and practical activities in which participants wrote their future aspirations on piggy banks as motivation to save. The results indicated that participants gained a better understanding of the benefits of saving, the importance of setting aside money for future needs, and demonstrated high enthusiasm throughout the activities. In addition to improving participants’ knowledge of basic financial management, the program also contributed to the development of discipline, responsibility, and future-oriented thinking. Therefore, saving education delivered through interactive and engaging approaches can serve as an effective strategy for enhancing children's financial literacy and promoting healthy financial behavior from an early age.
PENYUSUNAN LAPORAN KEUANGAN USAHA MIKRO KECIL MENENGAH LAUNDRY SEPATU SEPASANG BERDASARKAN SAK EMKM Ahmad Ridho Dwiseno; Muhammad Abdul Muis; Suwardi Suwardi
Journal Accounting International Mount Hope Vol. 4 No. 2 (2026)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/jaimo.v4i2.1133

Abstract

This study aims to compile financial reports based on SAK EMKM with the research object of Laundry Sepatu Sepasang, namely one of the MSMEs domiciled in Malang City. The research methodology used is a qualitative method with a descriptive qualitative approach. The type of data used in this research is primary data. Primary data is data obtained directly from the object of writing and obtained through an interview or question and answer process on a list of questions that the author has prepared. The source of the data in writing this final project is data that the writer obtained directly from the owner of MSME Shoes Laundry Sepasang as the object of research. The results of this study indicate that the research object has not prepared financial reports that are in accordance with SAK EMKM. Meanwhile, in general, the recording is only limited to cash receipts and disbursements. MSME Shoes Laundry Sepasang also experienced several obstacles so that the presentation of financial reports was hampered, while based on SAK EMKM had to present three financial reports, namely Statements of Financial Position, Statements of Profit or Loss, and Notes to the Financial Statements.
Co-Authors Agus Amri Mokoginta Ahmad Ridho Dwiseno Aldilla Saeba Alpaizon Yasa Putra Muis, Muhammad Abdul Yudhi Yuliansyah