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PERAN EKONOMI SYARIAH DALAM MEMBANGUN KETAHANAN EKONOMI DESA DI ERA DIGITAL Mariatul Qibtiyah
Wasīlah: Journal Of Sharia Sciences Vol. 2 No. 2 (2026): Mei
Publisher : Wasīlah: Journal Of Sharia Sciences

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Abstract

Rural economic resilience has become an important issue amid increasing community vulnerability caused by limited access to capital, low financial literacy, weak market access, and digital risks. Islamic economics has strategic potential to address these problems because it promotes the principles of justice, mutual assistance, risk sharing, real-sector empowerment, and protection for vulnerable groups. This study aims to analyze the role of Islamic economics in strengthening rural economic resilience in the digital era, particularly through Islamic financing, Islamic social finance, social capital, financial literacy, and the use of digital technology. This research employed a qualitative approach with a descriptive case study design. Data were collected through in-depth interviews, observation, and documentation involving micro, small, and medium enterprise actors, village-owned enterprise managers, religious leaders, socio-religious institutions, and rural community members. The data were analyzed thematically to identify patterns, dynamics, and substantive meanings of Islamic economic practices at the village level. The findings indicate that Islamic economics functions not only as a financing instrument but also as an empowerment ecosystem that connects zakat, infaq, sadaqah, waqf, cooperatives, Islamic microfinance institutions, village-owned enterprises, MSMEs, mosques, Islamic boarding schools, and digital technology. The novelty of this study lies in positioning Islamic economics as an ecosystem of rural economic resilience rather than merely as a product of financial institutions. The implications of this research highlight the need to integrate Islamic economic policies, financial literacy, MSME digitalization, and the strengthening of local institutions. Scientifically, this study contributes to the development of Islamic social finance, financial inclusion, rural resilience, and digital transformation studies within the context of rural development.
Strategi Manajemen Risiko dalam Proses Distribusi Gula di Kabupaten Probolinggo Mariatul Qibtiyah; Galang Yoga Prawira
Management Innovation Business Journal Vol. 1 No. 1 (2026): Juli
Publisher : Journal-aharesearch.com

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Abstract

Rice distribution is an important component of food supply chain sustainability; however, its implementation still faces various operational risks that may affect delivery timeliness, product quality, and company efficiency, particularly in local-scale rice distribution businesses. This study aims to analyze risk management in the rice distribution process at PT. AMANAH Sumber Ekonomi, Kademangan Sub-district, Probolinggo Regency, through risk identification, analysis, evaluation, and the formulation of risk treatment strategies based on the ISO 31000:2018 framework. This study employs a descriptive qualitative approach. Data were collected through direct observation, in-depth interviews, and documentation, with informants selected purposively based on their involvement in and knowledge of distribution activities. Data analysis was conducted through data condensation, data display, and conclusion drawing and verification, integrated with the risk management stages of ISO 31000:2018. The results identify five main operational risks: delivery delays caused by weather and road conditions, rice quality deterioration due to inappropriate moisture content, sack damage during loading and unloading, operational vehicle damage due to inadequate maintenance, and administrative errors in shipping documents. The analysis of likelihood and impact indicates that delivery delays and rice quality deterioration represent high-level risks and require priority treatment. The study concludes that risk management should be strengthened through adaptive distribution scheduling, moisture-content control, packaging inspection, regular vehicle maintenance, and shipping document verification to improve distribution effectiveness, reduce potential operational losses, and strengthen the resilience and reliability of the company’s operations.