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All Journal Aptisi Transactions on Management Proceeding National Conference Business, Management, and Accounting (NCBMA) Proceeding of International Conference on Entrepreneurship (IConEnt)
Leroy Samy Uguy
Universitas Pelita Harapan
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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INNOVATIVE MANAGEMENT FRAMEWORKS FOR SUSTAINABLE RURAL ENTERPRISES BASED ON DIGITAL TRANSFORMATION AND INSTITUTIONAL RESILIENCE TO ACHIEVE SUSTAINABLE LONG-TERM CHANGE Leroy Samy Uguy; Esther Kembauw; Maulida Nurfajrianty
Proceeding National Conference Business, Management, and Accounting (NCBMA) 9th National Conference Business, Management, and Accounting
Publisher : Faculty of Economics and Business Universitas Pelita Harapan

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Abstract

Our study explores how Village Owned Enterprises (Badan Usaha Milik Desa, or BUM Desa) have become the paradigm for modern management that aims to reveal business sustainability. In making that transformation from mere ‘nameplates’ onto a strong position in the global market, these rural institutions utilize new means of reach through digital-savvy marketing with teaming up and assets-based growth management. Based on the evidence collected by TEKAD and from relevant case studies, we developed a management framework that balances economic and social objectives with environmental stewardship. As it turns out, the way forward for sustainable business is technological leapfrogging, inclusive governance and social versus commercial hybrid.
Inflation as a Trigger for Changes in Financial Behaviour People Shift from Saving to Investing Leroy Samy Uguy; Esther Kembauw; Maulida Nurfajrianti; Ridwan Masihuwey
Proceedings of the International Conference on Entrepreneurship (IConEnt) Vol. 5 (2025): Proceedings of the 5th International Conference on Entrepreneurship (IConEnt)
Publisher : Universitas Pelita Harapan

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Abstract

Investment is a financial strategy chosen by individuals to preserve and grow wealth. In recent years, investment activity in Indonesia has increased amid a downward trend in inflation. This reflects a shift in financial behaviour, where inflation is no longer seen solely as a threat but also as a driver for moving from saving to investing. As people become aware of inflation’s impact on purchasing power, they increasingly allocate funds to more profitable investment instruments. This study uses a behavioural finance approach and macroeconomic data from 2019 to 2024 to illustrate the pattern. The analysis shows that declining inflation, along with rising financial literacy, has significantly contributed to investment growth.
Digital Platforms for Integrated Rural Transformation in the TEKAD Program Leroy Samy Uguy; Esther Kembauw; Maulida Nurfajrianti; Richard Evans
APTISI Transactions on Management (ATM) Vol 10 No 3 (2026): ATM (APTISI Transactions on Management: September)
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33050/dqpzz130

Abstract

Digitalization has become one of the foundational elements for the modernization of subsistence-based rural economies. The present study examines the implementation and performance of the Management Information System (MIS) and the Eastern Indonesia Gateway (EIG) in the Transformasi Ekonomi Kampung Terpadu (TEKAD) program. The study contributes by offering an integrated evaluative perspective that links digital governance, market visibility, fiscal latency, asynchronous processing, and visual pedagogy in rural transformation. Based on the 2025 Progress Report and 2021 Baseline Surveys over nine provinces in Eastern Indonesia, we describe how digital platforms enable evidence-based decision-making and market linkage. Based on statistical findings, the program has reached 101,920 households, representing 61.6% of the target beneficiaries. Despite this progress, several barriers remain, including a low budget absorption rate of 10.43%, which is largely associated with bureaucratic fiscal delays, limited literacy in remote districts such as Pegunungan Arfak, infrastructure gaps, and discontinuity in field-level facilitation, indicating that rural digitalization is constrained not only by technological limitations but also by fiscal latency and bureaucratic challenges nevertheless, the study highlights that rural digital platforms can support sustainable management, risk governance, financial transparency, and future fintech or blockchain-enabled accountability in village economic transformation, particularly when supported by asynchronous processing mechanisms that allow data to be stored locally and synchronized when connectivity becomes available, as well as visual teaching methods such as infographics, screen-based tutorials, and simplified digital training materials for village cadres.
Co-Authors Esther Kembauw Esther Kembauw Esther Kembauw Maulida Nurfajrianti Maulida Nurfajrianti Maulida Nurfajrianty Richard Evans Ridwan Masihuwey