MAHARDHIKA CIPTA RAHARJA
Universitas Islam Negeri Prof. K.H Saifuddin Zuhri Purwokerto

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Analisis Potensi Pengembangan Program Z-AUTO BAZNAS Banyumas Dalam Mendorong Kemandirian Ekonomi Mustahik QORRI AINA ANIDA PUTRI; ARYA HANS PUTRA; DWI YAN FAUZI RAKHMAN; MAHARDHIKA CIPTA RAHARJA
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 3 No. 3 (2026): MEI
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v3i3.2405

Abstract

This study aims to analyze the potential of the Z-Auto program by BAZNAS Banyumas Regency in supporting the economic independence of mustahik through the utilization of productive zakat in the automotive sector. The Z-Auto program is a form of economic empowerment implemented through automotive skills training, provision of business equipment assistance, and business mentoring for mustahik. This research is motivated by the increasing number of motor vehicles in Banyumas Regency, which has led to a higher public demand for vehicle repair and maintenance services, thereby creating promising business opportunities in the motorcycle workshop sector. This study employs a qualitative descriptive approach using the library research method. The research data were obtained from various secondary sources, including scientific journals, books, official reports, and statistical data relevant to the research topic. Data analysis techniques were conducted through qualitative descriptive analysis and SWOT analysis to identify internal and external factors influencing the potential of the Z-Auto program. The findings indicate that the Z-Auto program has considerable potential in enhancing the economic independence of mustahik. This potential is supported by broad market opportunities in the automotive sector, skills training, business equipment assistance, and business mentoring that help mustahik develop independent and sustainable businesses. However, the program still faces several challenges, such as limited managerial capabilities of mustahik, business competition, and the continuous development of automotive technology. Therefore, the Z-Auto program has the potential to become a productive zakat-based economic empowerment model capable of improving the welfare and economic independence of mustahik sustainably.
ANALISIS MANAJEMEN OPERASIONAL DALAM PROGRAM JEMPUT ZAKAT DI LAZNAS AL IRSYAD PURWOKERTO Difa Anggry Fardiana; Hilmi Romadon; Kaila Raihannisa; Mahardhika Cipta Raharja
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol. 3 No. 3 (2026): Juni : Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBER)
Publisher : CV. Denasya Smart Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69714/kxajmb17

Abstract

This study aims to analyze the operational management of the zakat pick-up service program at LAZNAS Al Irsyad Purwokerto as a direct service-based strategy for zakat collection. The background of this study is based on the collection of zakat which is still suboptimal compared to its potential, highlighting the need for more effective and responsive service innovations. This research employs a qualitative approach with a descriptive design. Data were collected through in-depth interviews, observation, and documentation involving institutional managers, field officers, and muzakki. Data analysis was conducted using the Miles and Huberman model, including data reduction, data display, and conclusion drawing, while validity was ensured through triangulation and member checking. The findings indicate that the operational management of the zakat pick-up program has been implemented through systematic planning, execution, and evaluation stages. However, several challenges remain, including limitations in human resources, service coverage, and operational efficiency. The program has proven to enhance convenience for muzakki and increase trust in the institution, thereby contributing to improved zakat collection. This study contributes to the development of operational management in zakat institutions, particularly in direct service-based collection strategies and for improving service effectiveness of zakat institutions.
PENGARUH MANAJEMEN GREEN WAKAF DALAM PROGRAM GREENHOUSE MELON HIDROPONIK "STUDI KASUS : PROGRAM DI DAERAH PURWOJATI LAZIZMU BANYUMAS" Anwar Hanifudin; Galih Setiadi; Trehandyan Bena Pradipa; Mahardhika Cipta Raharja
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol. 3 No. 3 (2026): Juni : Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBER)
Publisher : CV. Denasya Smart Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69714/a7xag964

Abstract

This study analyzes the influence of Green Waqf management on the success of the hydroponic melon greenhouse program in the Purwojati area, managed by LAZISMU Banyumas. This is due to the problem of low agricultural productivity due to dependence on conventional climates and limited capital for local farmers. Using qualitative methods with a library research approach, secondary data was processed through financial feasibility analysis “Revenue Cost Ratio” and literature synthesis to measure the impact of waqf management variables on production efficiency. The results show that the integration of Green Waqf instruments significantly mitigates the high investment risk in hydroponic technology. Standardized productive asset management has been shown to increase the cropping index by up threefold within a year and stabilize farmer incomes. A discussion of the literature confirms that through professional waqf governance, this program is able to support the sustainability of productive agricultural activities while increasing the economic capacity of the beneficiary communities. The program also has the potential to encourage the economic transformation of the community towards better independence through the productive and sustainable management of waqf assets.