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POLICY MONETARY IN INDONESIA Rico Nur Ilham; Irada Sinta; Frengki Putra Ramansyah; Edi Riansyah; Hendri Sose Fauzi
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 4 (2026): MARCH
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20568375

Abstract

Monetary policy is one of the main macroeconomic policy instruments implemented by the central bank to maintain economic stability. In Indonesia, monetary policy is implemented by Bank Indonesia with the primary goal of achieving and maintaining the stability of the rupiah's value. This stability includes price stability, reflected in controlled inflation rates and the stability of the rupiah's exchange rate against foreign currencies. This article aims to analyze draft, objective, instrument, And challenge policymonetary in Indonesia. Method The method used in this study is a descriptive qualitative approach through a literature study sourced from books, laws and regulations, and official publications of Bank Indonesia. The results of the study indicate that Bank Indonesia implements monetary policy using several main instruments, including open market operations, policy interest rates, minimum reserve requirements, and discount facilities. These instruments are used in an integrated manner to control amount Moneycirculating, influence ethnic group flower market, as well as guard stability financial system. However, the implementation of monetary policy in Indonesia faces various challenges, such as global economic uncertainty, external inflationary pressures, the digitalization of the financial sector, and the need for coordination with fiscal policy. Therefore, an adaptive, credible, and data-driven monetary policy is crucial to supporting sustainable economic growth and national economic stability.
OPTIMIZING CAPITAL MANAGEMENT STRATEGIES TO INCREASE COMPANY COMPETITIVENESS IN THE GLOBAL MARKET Rico Nur Ilham; Irada Sinta; Frengki Putra Ramansyah; Putri Miranda Sembiring; Dilla Ramadani
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 3 (2026): FEBRUARY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20568204

Abstract

This study explores the role of capital management strategies in enhancing the competitiveness of companies in the global marketplace. In a rapidly evolving and increasingly interconnected global economy, businesses face significant challenges in maintaining financial stability and gaining a competitive edge. Capital management, which encompasses strategies related to working capital management, risk mitigation, investment decisions, and financial structuring, is essential for sustaining long-term growth and operational efficiency. The research employs a mixed-methods approach, combining qualitative data from semi-structured interviews with key financial decision- makers and quantitative data from a survey of 200 business professionals. The findings reveal that companies that optimize their working capital, actively manage risks through hedging and diversification, strategically invest in emerging markets, and maintain a balanced financial structure are more likely to perform better and sustain a competitive advantage in global markets. The analysis indicates that shorter cash conversion cycles, the use of risk management tools, investment in high-growth regions, and maintaining an optimal capital structure all positively correlate with improved financial performance and market share. This study provides a comprehensive framework for companies to enhance their capital management practices and improve their competitiveness on the global stage. By focusing on strategic capital allocation and efficient resource utilization, businesses can navigate the challenges of globalization, maximize profitability, and secure long-term success in an increasingly competitive environment.
MANAGEMENT OF COMMERCIAL BANKS AND INDONESIAN SHARIA BANKING Rico Nur Ilham; Irada Sinta; Frengki Putra Ramansyah; Tahara Alsura; Taufik Hidayat
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 2 (2026): JANUARY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20559542

Abstract

Commercial bank management in Indonesia is the process of managing banking activities, including planning, organizing, implementing, and supervising bank resources effectively and efficiently, while adhering to prudential principles and applicable regulations. The goal of commercial bank management is to manage all bank operational activities effectively and efficiently. Islamic banking, on the other hand, is a banking system that conducts its business activities based on Islamic sharia principles, as stipulated in Law of the Republic of Indonesia Number 21 of 2008 concerning Islamic Banking. These sharia principles prohibit usury, gharar, maysir, and business activities that conflict with Islamic values. Islamic bank management aims to carry out all operational and strategic processes of the bank while remaining based on Islamic sharia principles, rather than merely seeking financial gain. This study uses a qualitative research method with a literature study approach. ( library research ) . The data collection technique in this study was carried out through documentation studies, namely by collecting, reading, and recording relevant information related to the management of commercial banks and Islamic banking in Indonesia. Overall, the differences in the management of commercial banks and Islamic banks are seen in the profit system, supervision, management orientation, risk management, and managerial objectives. Commercial banks emphasize financial profitability and compliance with conventional regulations, while Islamic banks emphasize sharia compliance, fairness, and socio-economic values. So that Islamic bank management can be said to be more holistic and ethical, while remaining competitive in the national banking system.