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All Journal International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Jurnal Psikologi Terapan (JPT)
Taufik Hidayat
Universitas Malikussaleh
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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MANAGEMENT OF COMMERCIAL BANKS AND INDONESIAN SHARIA BANKING Rico Nur Ilham; Irada Sinta; Frengki Putra Ramansyah; Tahara Alsura; Taufik Hidayat
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 2 (2026): JANUARY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20559542

Abstract

Commercial bank management in Indonesia is the process of managing banking activities, including planning, organizing, implementing, and supervising bank resources effectively and efficiently, while adhering to prudential principles and applicable regulations. The goal of commercial bank management is to manage all bank operational activities effectively and efficiently. Islamic banking, on the other hand, is a banking system that conducts its business activities based on Islamic sharia principles, as stipulated in Law of the Republic of Indonesia Number 21 of 2008 concerning Islamic Banking. These sharia principles prohibit usury, gharar, maysir, and business activities that conflict with Islamic values. Islamic bank management aims to carry out all operational and strategic processes of the bank while remaining based on Islamic sharia principles, rather than merely seeking financial gain. This study uses a qualitative research method with a literature study approach. ( library research ) . The data collection technique in this study was carried out through documentation studies, namely by collecting, reading, and recording relevant information related to the management of commercial banks and Islamic banking in Indonesia. Overall, the differences in the management of commercial banks and Islamic banks are seen in the profit system, supervision, management orientation, risk management, and managerial objectives. Commercial banks emphasize financial profitability and compliance with conventional regulations, while Islamic banks emphasize sharia compliance, fairness, and socio-economic values. So that Islamic bank management can be said to be more holistic and ethical, while remaining competitive in the national banking system.
The Relationship Between Self-Efficacy, Resilience, Meaning in Life, and Anxiety During the Crisis Situations Widi Astuti; Bintari Kartika Maharani; Cut Meurah Hadiah; Farah Yuliani; Fuadi, Fuja Simahara; Icha Lestari; Mellyana Br. Sembiring; Nurwafi Oktari; Rifda Hayati; Rio Zumaranto; Rusydina Sabila; Safrianti; Taufik Hidayat; Nur Afni Safarina; Maya Lestari
Jurnal Psikologi Terapan Vol 8 No 2 (2025)
Publisher : Program Studi Psikologi Fakultas Kedokteran Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/jpt.v8i2.26266

Abstract

This study examined the relationship between self-efficacy, resilience, meaning in life, and anxiety during crisis situations like the COVID-19 pandemic. Self-efficacy is considered an important psychological resource that supports individuals in coping with stressful and uncertain situations. Using a quantitative correlational design, data were collected from participants through standardized psychological scales measuring self-efficacy, resilience, meaning in life, and anxiety. Pearson correlation analysis was conducted to test the relationships among variables. The results indicated that self-efficacy was positively and significantly correlated with resilience and meaning in life, suggesting that individuals with higher confidence in their abilities tend to show stronger adaptive capacity and a greater sense of life meaning. In contrast, the relationship between self-efficacy and anxiety was negative but not statistically significant. Aspect-level analysis showed that the magnitude, strength, and generality dimensions of self-efficacy were consistently related positively to resilience and meaning in life. These findings highlight the protective role of self-efficacy in psychological functioning during crisis situations. The study contributes to the development of psychological intervention strategies by emphasizing the importance of strengthening self-efficacy and resilience to support mental health outcomes. Future research is recommended to apply longitudinal designs and include mediating variables to better explain these relationships
Co-Authors Bintari Kartika Maharani Cut Meurah Hadiah Farah Yuliani Frengki Putra Ramansyah Fuadi, Fuja Simahara Icha Lestari Irada Sinta Maya Lestari Mellyana Br. Sembiring Nur Afni Safarina Nurwafi Oktari Rico Nur Ilham Rifda Hayati Rio Zumaranto Rusydina Sabila Safrianti Tahara Alsura Widi Astuti