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All Journal El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Siti Mar’atus Sholihah
Program Studi Ekonomi Islam, Fakultas Ekonomika dan Bisnis, Universitas Negeri
Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Efektivitas Pendayagunaan Zakat Produktif dalam Pemberdayaan Ekonomi Mustahik: Studi pada Baznas Kota Surabaya Siti Mar’atus Sholihah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 6 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

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Abstract

This research is a qualitative descriptive research that aims to determine the effectiveness of the utilization of productive zakat in the empowerment of the mustahik economy. The data collection technique uses observation, interviews, and documentation. The results of this study show that the concept of utilizing productive zakat in the empowerment of mustahik economy implemented by BAZNAS Surabaya is outlined in several programs, namely in the form of providing business capital assistance both individually and in groups, providing job skills training, and providing work tool assistance. As for the effectiveness indicators, the theory from Ni Wayan Budiani is used, namely: the accuracy of program targets, program socialization, program objectives, and program monitoring. It can be seen that the indicators of the accuracy of program targets and have been effective, while the indicators of program socialization, program monitoring, and program objectives can be said to be ineffective.
Efektivitas Pendayagunaan Zakat Produktif dalam Pemberdayaan Ekonomi Mustahik: Studi pada Baznas Kota Surabaya Siti Mar’atus Sholihah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 6 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research is a qualitative descriptive research that aims to determine the effectiveness of the utilization of productive zakat in the empowerment of the mustahik economy. The data collection technique uses observation, interviews, and documentation. The results of this study show that the concept of utilizing productive zakat in the empowerment of mustahik economy implemented by BAZNAS Surabaya is outlined in several programs, namely in the form of providing business capital assistance both individually and in groups, providing job skills training, and providing work tool assistance. As for the effectiveness indicators, the theory from Ni Wayan Budiani is used, namely: the accuracy of program targets, program socialization, program objectives, and program monitoring. It can be seen that the indicators of the accuracy of program targets and have been effective, while the indicators of program socialization, program monitoring, and program objectives can be said to be ineffective.
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