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Jaitun Afriani
Universitas Muhammadiyah Bima
Economics, Econometrics & Finance

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Analysis Of Social Return On Investment On The Umkm Fest Program By Diskoperindag Of Bima City From A Sharia Economic Perspective Jaitun Afriani; Ihwan P. Syamsudin; Dinah Husniah
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2141

Abstract

This study aims to assess the effectiveness of the 2025 MSME Fest Program organized by the Bima City Office of Industry and Trade (DISKOPPERINDAG) for culinary entrepreneurs, by integrating the Social Return on Investment (SROI) approach and an Islamic economic perspective. The background is based on the crucial role of MSMEs in the local economy, although they are still constrained by market access, capital, and managerial capabilities. The research method uses a mixed method approach with a sequential explanatory design, where quantitative analysis is conducted to measure changes in income and employment, while qualitative analysis is used to interpret the results based on Islamic economic principles. The study population consisted of 120 participants, with a focus on 80 MSMEs in the culinary sector. The results showed an average increase in income of Rp 7,126,875 and an average additional workforce of 0.86 people per business after the program. The SROI ratio reached 3.46, which means that every Rp 1 investment produces 3.46 economic benefits. Furthermore, interviews with business actors also indicated that the program aligns with the principles of justice ( 'adl), cooperation ( ta'awun) , benefit (maslahah) , and welfare (falah) . The results reinforce that combining SROI with Islamic economics yields a comprehensive analysis and provides practical applications for strengthening sustainable MSME empowerment policies
Co-Authors Dinah Husniah Ihwan P. Syamsudin