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All Journal ARMADA : Jurnal Penelitian Multidisiplin JHSS (Journal of Humanities and Social Studies)
Widiya Yul
Institut Agama Islam Negeri Kerinci, Jambi, Indonesia
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Dampak Ekonomi Nikah Siri pada Keluarga Pedagang: Kajian Hukum Islam atas Hak Istri dan Anak Aprialdo Adi Putra; Widiya Yul
ARMADA : Jurnal Penelitian Multidisiplin Vol. 4 No. 5 (2026): ARMADA : Jurnal Penelitian Multidisplin, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/armada.v4i5.2144

Abstract

Nikah siri sebagai praktik perkawinan yang sah secara agama tetapi tidak tercatat secara hukum negara menimbulkan kerentanan ekonomi bagi perempuan dan anak. Penelitian ini bertujuan menganalisis dampak ekonomi nikah siri terhadap keluarga pedagang di Pasar Siulak Gedang, Kabupaten Kerinci, Jambi, dalam perspektif hukum Islam. Penelitian ini menggunakan pendekatan kualitatif dengan desain deskriptif-interpretatif. Data diperoleh melalui wawancara mendalam terhadap 15 informan, observasi partisipatif, dan studi dokumentasi. Hasil penelitian menunjukkan bahwa praktik nikah siri menyebabkan lemahnya perlindungan hak ekonomi istri dan anak, terutama terkait hak nafkah, harta bersama, hak waris, serta akses terhadap layanan administrasi dan lembaga keuangan formal. Keluarga pedagang yang menjalani nikah siri juga cenderung mengalami kerentanan ekonomi akibat terbatasnya akses modal usaha dan perlindungan sosial. Dalam perspektif hukum Islam, kondisi tersebut belum sepenuhnya sejalan dengan prinsip maqashid syariah, khususnya perlindungan terhadap harta dan keturunan. Penelitian ini menegaskan pentingnya itsbat nikah, edukasi hukum keluarga Islam, dan penguatan pencatatan perkawinan sebagai upaya perlindungan hak ekonomi perempuan dan anak dalam keluarga pelaku UMKM. Studi ini berkontribusi pada penguatan harmonisasi antara hukum Islam dan hukum negara dalam konteks perlindungan dan kesejahteraan keluarga pedagang.
The Impact Of Online Loans On Husbands' Financial Behavior From The Perspective Of Hifz Al-Nafs And Hifz Al- ’Aql Tomi Apra Santosa; Wisnarni Wisnarni; Widiya Yul; Y. Sonafist; Zufriani Zufriani; Ahmad Zuhdi
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol. 10 No. 02. (2026): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v10i02..211

Abstract

The development of online lending services has provided easy access to financing for the public, but on the other hand, it has also created social, economic, and psychological problems in family life. In the household context, the husband's involvement in online lending can affect financial behavior, decision-making patterns, income stability, and relationships with family members. This phenomenon is important to study from the perspective of maqāṣid al-syarī‘ah, especially the aspects of hifz al-nafs (protection of the soul) and hifz al-‘aql (protection of the mind) because uncontrolled online lending practices can cause mental stress, anxiety, family conflict, and irrational financial decisions. This study uses a qualitative approach with a descriptive study design. Data were collected through in-depth interviews, observations, and documentation of informants who have direct experience or are relevant to the use of online loans in household life. The informant selection technique was carried out purposively by considering the husband's involvement in online lending and its impact on family financial behavior. The data were analyzed through the stages of data reduction, data presentation, and conclusion drawing, then interpreted using the hifz al-nafs and hifz al-‘aql perspectives. The results of the study indicate that online loans have an impact on changes in husbands' financial behavior, such as increased consumer tendencies, weak financial planning, dependence on short-term debt, and reduced openness in family financial management. In addition, pressure due to debt collection, high interest rates, and the inability to pay installments cause psychological disorders, household conflicts, and a decrease in the quality of decision-making. From the hifz al-nafs perspective, these impacts indicate a threat to peace of mind, emotional security, and the sustainability of family life. Meanwhile, from the hifz al-‘aql perspective, unwise use of online loans can weaken the husband's rationality, prudence, and ability to make beneficial financial decisions.
Co-Authors Ahmad Zuhdi Aprialdo Adi Putra Tomi Apra Santosa Wisnarni Wisnarni Y. SONAFIST Zufriani Zufriani