Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Studia Economica: Jurnal Ekonomi Islam
Eka Amelia Nufika Sari
University of Islam Negeri Sunan Ampel Surabaya
Religion Economics, Econometrics & Finance Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Peran Literasi Keuangan dan Nilai Spiritual dalam Mewujudkan Kemandirian Finansial Mahasiswa Eka Amelia Nufika Sari; Ashari Lintang Yudhanti
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 12 | No. 1 | 2026
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/se.v1i1.26799

Abstract

This study aims to analyze students financial management based on financial literacy, planning, financial recording, as well as the influence of social and spiritual values, with reference to QS Al-Isra’ 26–27. The study employs a qualitative approach using in-depth interviews with five accounting students from various universities in Surabaya. Data were analyzed by identifying key themes related to financial literacy, recording practices, and the integration of social and spiritual values in personal financial management. The results show that most students possess a basic understanding of financial literacy but still face challenges in consistently applying financial planning and recording. Their sources of financial literacy information mostly come from social media platforms such as TikTok and YouTube. On the social dimension, some students set aside money for sharing with others, although not on a regular basis. Spiritual values also play an important role in financial management, encouraging students to be more cautious and to avoid wasteful spending. The findings indicate the need for more integrative financial literacy programs that combine practical approaches with the internalization of social and spiritual values, enabling students to manage their finances more wisely, responsibly, and in a well-planned manner
Co-Authors Ashari Lintang Yudhanti