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KONSEP DAN IMPLEMENTASI PRINSIP HALAL DALAM KEUANGAN DAN PERBANKAN SYARIAH SERTA PERAN FATWA DAN DEWAN PENGAWAS SYARIAH Livia Safitri; Salsa Bila; Lisnawati Lisnawati
JURNAL ILMIAH NUSANTARA Vol. 3 No. 3 (2026): Jurnal Ilmiah Nusantara Mei 2026
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v3i3.9896

Abstract

The development of Islamic finance demands the application of halal principles that are not only understood conceptually, but also implemented in banking practice. This article aims to examine the concept of halal principles in Islamic finance and how they are implemented in the operational activities of Islamic banks. The method employed is a literature study, reviewing various sources such as books, journals, and relevant regulations. Halal principles in Islamic finance are grounded in the prohibition of riba (usury), gharar (uncertainty), and maisir (speculation), while emphasizing the values of justice, transparency, and maslahah (public interest) in every transaction.The implementation of these halal principles is reflected in the various products and services offered by Islamic banks, which utilize contracts (akad) in accordance with Sharia law. Furthermore, the existence of fatwas and the Sharia Supervisory Board (Dewan Pengawas Syariah/DPS) plays a pivotal role in ensuring that all banking activities remain compliant with Sharia provisions. The DPS is responsible for supervising, providing guidance, and ensuring Sharia compliance in the operations of financial institutions. Accordingly, the interrelationship between concept, implementation, and supervision constitutes the primary factor in maintaining the integrity of and public trust in the Islamic financial system.
LEBIH DARI SEKEDAR MENUTUP AURAT: MEMBEDAH EKOSISTEM HALAL DALAM INDUSTRI FESYEN MODERN Sonalia Sonalia; Ujang Ujang; Lisnawati Lisnawati
JURNAL ILMIAH NUSANTARA Vol. 3 No. 4 (2026): Jurnal Ilmiah Nusantara Juli 2026
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v3i4.10302

Abstract

This research explores the dynamics of halal fashion, which has transformed from a religious obligation into a modern lifestyle phenomenon within the global creative industry. The primary objective of this study is to define the comprehensive boundaries of halal fashion, analyze the driving factors behind the modest fashion trend, and evaluate the role of halal certification in ensuring product integrity in the global market. The method employed is a qualitative descriptive analysis with a literature review on Sharia principles, halal product guarantee regulations, and contemporary market trends. Research findings indicate that halal fashion integrates five core principles covering the aurat, loose-fitting, non-transparent, avoiding tabarruj, and sincere intention which now collaborate with modern aesthetics such as hijab street style. Halal certification through Law No. 33 of 2014 has proven crucial in building consumer trust (peace of mind) through supply chain transparency that is clean from upstream to downstream. The implications of this research confirm that effective marketing strategies must integrate Islamic ethical values with the sustainable fashion movement and digital ecosystem optimization. Halal fashion is not only a symbol of piety but also represents inclusive, transparent, and competitive universal quality excellence on the international stage.