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Trischa Relanda Putra
Program Studi Ekonomi Syariah, Universitas Trunodjoyo Madura, Indonesia
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences

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Kontroversi Tambang Ormas Nahdlatul Ulama dalam Perspektif Ekonomi Islam: Sebuah Studi Netnografi Dicko Syah Purnama Putra; Trischa Relanda Putra; Muhammad Ersya Faraby
Varied Knowledge Journal Vol. 3 No. 4 (2026): Varied Knowledge Journal, May 2026
Publisher : CV. Global Cendekia Inti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71094/vkj.v3i4.163

Abstract

This study examines the controversy surrounding the Ormas Mining policy under Government Regulation No. 25 of 2024, which grants priority access to Special Mining Business Permit Areas (WIUPK) for religious community organizations (CSOs), particularly Nahdlatul Ulama (NU). The study aims to explore public discourse dynamics, identify causes and implications, and formulate recommendations grounded in Islamic economic principles. A netnographic method was employed, analyzing 13 YouTube videos and 21,470 public comments from November to December 2025 using NVivo for thematic, sentiment, narrative, and discourse analysis. Findings reveal sharp polarization, with negative sentiment (96 references) dominating positive sentiment (43 references). Based on discourse analysis of these digital sources, the policy appears to generate more mafsadat than maslahah, as reflected in public discussions highlighting internal organizational tensions, dual leadership conflicts within PBNU, concerns over the moral credibility of religious leaders, threats of irreversible environmental damage in conservation areas, and issues of accountability in policy implementation. Evaluation through maqashid sharia indicates the policy contradicts hifzh ad-din, 'adl, amanah, shaffafiyyah, and hifzh al-bi'ah. The study recommends that NU reaffirm its socio-religious mission and develop an alternative economic model based on productive waqf and sharia cooperatives.
Analisis Mitigasi Risiko Pembiayaan Rahn di BMT NU Jatim Cabang Klampis Bangkalan Luk Lu’us Syarifah; Farid Ardyansyah; Trischa Relanda Putra
Varied Knowledge Journal Vol. 3 No. 4 (2026): Varied Knowledge Journal, May 2026
Publisher : CV. Global Cendekia Inti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71094/vkj.v3i4.258

Abstract

Rahn financing in Islamic microfinance institutions is exposed to various risks that may affect institutional operational stability, including financing risk, operational risk, liquidity risk, and Sharia compliance risk. This study aims to analyze the risk mitigation strategies implemented in rahn financing at BMT NU East Java, Klampis Branch, Bangkalan. The study is motivated by the need for effective risk management to maintain financing quality and minimize the occurrence of non-performing financing. This research employed a qualitative approach using a case study method. Data were collected through interviews, observations, and documentation and analyzed using the Miles and Huberman model, which consists of data reduction, data display, and conclusion drawing. The analysis was further supported by NVivo 12 Pro software to facilitate systematic data coding and categorization. The findings indicate that the primary risks in rahn financing include financing risk (credit risk), operational risk, liquidity risk, and Sharia compliance risk. Risk mitigation efforts are carried out through the implementation of the 5C+1S principles (Character, Capacity, Capital, Collateral, Condition of Economy, and Sharia Compliance), conservative collateral valuation, periodic monitoring, and a persuasive family-oriented approach. Collateral execution is applied as a last resort in resolving non-performing financing. These strategies have proven effective in reducing risks and maintaining institutional stability. The study also reveals that social and family-based approaches constitute a distinctive characteristic of risk mitigation practices in BMTs as Islamic microfinance institutions.
Co-Authors Dicko Syah Purnama Putra Farid Ardyansyah Luk Lu’us Syarifah Muhammad Ersya Faraby