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This Author published in this journals
All Journal Journal of International Islamic Law, Human Right and Public Policy
Joyce Ch. Kumaat
Universitas Negeri Manado
Religion Law, Crime, Criminology & Criminal Justice

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LEGAL ANALYSIS OF THE FINANCIAL SERVICES AUTHORITY (OJK) SUPERVISORY MECHANISM IN THE BANKING SECTOR Regina Sondakh; Evie E. Masengi; Joyce Ch. Kumaat
Journal of International Islamic Law, Human Right and Public Policy Vol. 4 No. 1 (2026): March
Publisher : PT. Radja Intercontinental Publishing

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Abstract

Bank Indonesia (BI) and the Financial Services Authority (OJK) play a crucial role in supervising the financial system in Indonesia. BI is responsible for macroprudential supervision, while OJK oversees microprudential aspects. With this separation, OJK was established to enhance integration and transparency in the supervision of financial institutions based on juridical, sociological, and philosophical foundations. Although OJK has broad authority, its independence has become a point of concern, particularly in relation to its organizational structure and funding. Dependence on the State Budget (APBN) and levies from supervised institutions has the potential to create conflicts of interest and affect the competitiveness of the financial industry. Therefore, it is important to ensure that OJK can operate independently and effectively in maintaining the stability of the national financial system.
IMPLEMENTATION OF GOVERNMENT POLICIES IN WASTE MANAGEMENT IN BITU NG CITY Senny Enggelina Manansang; Jetty E.H. Mokat; Joyce Ch. Kumaat
Journal of International Islamic Law, Human Right and Public Policy Vol. 4 No. 2 (2026): June
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59733/jishup.v4i2.262

Abstract

Abstract This study aims to analyze the implementation of waste management in Bitung City based on Regional Regulation Number 17 of 2013 and identify the factors that influence it. This study uses a descriptive qualitative approach with the Miles and Huberman interactive analysis model. Data were collected through in-depth interviews, field observations, and documentation. Informants consisted of officials and staff of the Bitung City Environmental Service, village/district officials, cleaning staff/waste collectors, and the community. The results of the study indicate that the implementation of waste management is not optimal in three main indicators: (1) Waste sorting is still very limited because the community is not used to it, supporting facilities are not available, and the perception is that sorted waste will be mixed again during transportation; (2) Waste collection faces problems with the availability of very limited TPS (landfills), the condition of the TPS does not meet the standards of being closed, neat, and odorless, and the collection mechanism is not systematic; (3) Waste transportation is disrupted because the fleet is often damaged due to lack of routine maintenance, reactive (emergency) maintenance, uneven schedules and routes, and the absence of a special fleet for sorted waste so that sorted waste is mixed again. Factors that influence implementation include internal bureaucratic factors (limited personnel, poor fleet maintenance, weak coordination), social and cultural factors (habits of littering, sorting not yet a culture, weak social sanctions), as well as policy and institutional factors (weak enforcement of sanctions, no special institutions at the sub-district level, budget limitations).
Co-Authors Evie E. Masengi Jetty E.H. Mokat Regina Sondakh Senny Enggelina Manansang