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All Journal AT-TAFAHUM: Journal of Islamic Law Jurnal Sahabat ISNU SU
Nurhasanah Br Sinulingga
Medan Area University
Religion Arts Humanities Law, Crime, Criminology & Criminal Justice

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Legal Protection for Sharia Bank Customers in the Digital Era Following the Issuance of Law Number 4 of 2023 Concerning the Development and Strengthening of the Financial Sector Nurhasanah Br Sinulingga; Ahmad Wahyudi Zein
AT-TAFAHUM: Journal of Islamic Law Vol 9, No 2 (2025)
Publisher : Program Pascasarjana UIN Sumatera Utara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.7006/attafahum.v9i2.21281

Abstract

This study examines the legal protection available to customers of Islamic banking in Indonesia within the framework of national banking regulations. The purpose of the research is to identify how the law safeguards the rights and interests of Islamic bank customers, considering that such protection is essential not only for conventional banking customers but also for all financial institutions. The urgency of this topic arises from the fact that Islamic banking is relatively new in Indonesia, making it more susceptible to various challenges and disputes in practice that may potentially harm customers as the main consumers of banking services. The research adopts a normative juridical approach, emphasizing an analysis of legal norms, principles, and rules that regulate banking activities in Indonesia. The data sources consist of primary legal materials, including laws and regulations governing banking, and secondary legal materials, such as academic literature, journals, and other relevant documents. Data collection is conducted through a library research method, while data analysis employs a descriptive-analytical technique to systematically describe, explain, and assess the legal framework in order to provide a clear understanding of the extent of legal protection for Islamic banking customers.
Legal Protection for Workers with Disabilities in Indonesia: Regulatory Analysis, Implementation Challenges, and Efforts to Improve Implementation Satrya Ramadhan Anggara; Nurhasanah Br Sinulingga
Jurnal Sahabat ISNU SU Vol. 1 No. 1 (2024): ISNU Sahabat Mei 2024
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jsisnu.v2i3.908

Abstract

This study aims to analyze regulations regarding the protection of workers with disabilities in Indonesian legislation, as well as to identify challenges in implementing legal protection and efforts to improve its implementation. This study uses a normative juridical method. The research stages include problem formulation, collection of primary, secondary, and tertiary legal materials, and normative analysis through systematic and conceptual interpretation. The object of study is norms in Law No. 8/2016and Law No. 13/2003, as well as relevant scientific literature. The results of the study indicate that legal protection for workers with disabilities in Indonesia has been regulated through a legal framework, which guarantees the right to non-discrimination, reasonable accommodation, equal wages, OSH, and social security for workers. However, its implementation still faces various challenges, such as weak law enforcement, minimal reasonable accommodation, discrimination and stigma, regulatory disharmony, and limited inclusive job training. This study also found that efforts to strengthen regulations, implement sanctions and inclusive audits, provide reasonable accommodation, improve job training, and change work culture are strategic steps to improve this legal protection. The results also confirm that there is a gap between legal norms and employment practices, so that more concrete and sustainable policy interventions are needed.
Co-Authors Ahmad Wahyudi Zein Satrya Ramadhan Anggara