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This Author published in this journals
All Journal Al-MIKRAJ: Jurnal studi Islam dan Humaniora
Rohmatun Nafiah
IAI Khozinatul Ulum Blora
Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Resiliensi Keuangan Keluarga Muslim dalam Menghadapi Krisis Ekonomi 2025: Pendekatan Studi Fenomenologi Rohmatun Nafiah
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol. 6 No. 1: Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v6i1.7840

Abstract

The global economic crisis in 2025 has had a significant impact on household financial conditions, especially among lower-middle-class communities. This study aims to describe how Muslim families in Blora Regency build and maintain their financial resilience in the face of these economic pressures. A qualitative approach using phenomenological methods was used to explore the subjective experiences of ten Muslim families. Data collection techniques were carried out through in-depth semi-structured interviews and participant observation. The results show that Muslim families' financial resilience is formed through a combination of Islamic values such as qana'ah (contentment), tawakkal (trust), and anti-riba (usury), as well as practical economic strategies such as saving, income diversification, and utilizing community-based social networks. These findings provide important insights into the role of spirituality in strengthening household economic resilience and provide input for Islamic financial institutions and policymakers in designing local value-based economic empowerment programs.
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