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All Journal AL GHAZALI: Jurnal Pendidikan dan Pemikiran Islam AL GHAZALI: Jurnal Pendidikan dan Pemikiran Islam
Rusdiana Rusdiana
Prodi Pendidikan Agama Islam, Universitas Islam Negeri (UIN) Antasari, Banjarmasin, Indonesia
Religion Education

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The Influence of Islamic Religiosity and Banjar Cultural Determinism on the Resilience and Entrepreneurial Character of MSME Entrepreneurs in South Kalimantan Rusdiana Rusdiana; Zulfa Jamalie
AL GHAZALI: Jurnal Pendidikan dan Pemikiran Islam Vol. 6 No. 4: Juli-Agustus 2026
Publisher : Sekolah Tinggi Agama Islam Al-Jami Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69900/ag.v6i4.609

Abstract

This study aims to analyze the influence of Islamic religiosity and Banjar cultural determinism on the resilience and entrepreneurial character of Micro, Small, and Medium Enterprise (MSME) entrepreneurs in South Kalimantan. The research is grounded in the assumption that entrepreneurial success is not solely determined by economic and managerial factors, but is also strongly influenced by spiritual values and local cultural traditions. Islamic religiosity functions as a moral and psychological foundation that shapes ethical business behavior, while Banjar cultural values such as kayuh baimbai strengthen social solidarity, cooperation, and collective resilience among entrepreneurs. This study employs a qualitative approach using the Library Research method. Data were collected from scientific journals, books, dissertations, theses, and relevant academic documents discussing Islamic entrepreneurship, Banjar culture, MSME resilience, and entrepreneurial character. The collected data were analyzed through content analysis to identify conceptual patterns and relationships among variables. The findings reveal that Islamic religiosity significantly contributes to the development of entrepreneurial resilience through values such as patience, sincerity, honesty, trustworthiness, and reliance on God (tawakal). Meanwhile, Banjar cultural determinism strengthens entrepreneurial character through collective values, mutual cooperation, social harmony, and adaptive work ethics. The interaction between religiosity and local culture creates resilient, ethical, and socially responsible entrepreneurial behavior among MSME actors in South Kalimantan. The novelty of this research lies in its integrative approach that combines Islamic religiosity and Banjar cultural determinism as interconnected variables in shaping entrepreneurial resilience and character. This study also contributes to the development of Islamic entrepreneurship studies by emphasizing the importance of local cultural values as socio-spiritual capital in strengthening MSME sustainability in Muslim communities
The Role of Artificial Intelligence (AI) in Islamic Religious Education: An Analysis of Opportunities, Risks, and Ethical Regulations Rusdiana Rusdiana; Ani Cahyadi
AL GHAZALI: Jurnal Pendidikan dan Pemikiran Islam Vol. 6 No. 3: Mei-Juni 2026
Publisher : Sekolah Tinggi Agama Islam Al-Jami Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69900/ag.v6i3.608

Abstract

This study aims to analyze the role of Artificial Intelligence (AI) in Islamic Religious Education by examining the opportunities, risks, and ethical regulations associated with its implementation in the learning process. The research employed a qualitative-descriptive library research method through the analysis of various scientific literature, academic articles, and policy documents related to the application of AI in education and Islamic ethical perspectives. The findings indicate that AI offers significant opportunities to enhance the effectiveness of Islamic Religious Education through personalized learning materials, broader access to religious information, the development of interactive learning media, and more efficient learning assessment processes. However, the use of AI also presents several risks, including the spread of invalid religious information, the diminishing role of educators, potential algorithmic bias, and challenges to students’ moral and spiritual values. Therefore, ethical regulations based on Islamic values are needed, emphasizing the principles of responsibility, honesty, justice, and human supervision in the use of AI technology within educational environments. The novelty of this study lies in the integration of analyses on AI opportunities, implementation risks, and the formulation of ethical regulations based on Islamic perspectives comprehensively within the context of Islamic Religious Education, which has received limited attention in previous studies
The Influence of Islamic Religiosity and Banjar Cultural Determinism on the Resilience and Entrepreneurial Character of MSME Entrepreneurs in South Kalimantan Rusdiana Rusdiana; Zulfa Jamalie
AL GHAZALI: Jurnal Pendidikan dan Pemikiran Islam Vol. 6 No. 4: Juli-Agustus 2026
Publisher : Sekolah Tinggi Agama Islam Al-Jami Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69900/ag.v6i4.609

Abstract

This study aims to analyze the influence of Islamic religiosity and Banjar cultural determinism on the resilience and entrepreneurial character of Micro, Small, and Medium Enterprise (MSME) entrepreneurs in South Kalimantan. The research is grounded in the assumption that entrepreneurial success is not solely determined by economic and managerial factors, but is also strongly influenced by spiritual values and local cultural traditions. Islamic religiosity functions as a moral and psychological foundation that shapes ethical business behavior, while Banjar cultural values such as kayuh baimbai strengthen social solidarity, cooperation, and collective resilience among entrepreneurs. This study employs a qualitative approach using the Library Research method. Data were collected from scientific journals, books, dissertations, theses, and relevant academic documents discussing Islamic entrepreneurship, Banjar culture, MSME resilience, and entrepreneurial character. The collected data were analyzed through content analysis to identify conceptual patterns and relationships among variables. The findings reveal that Islamic religiosity significantly contributes to the development of entrepreneurial resilience through values such as patience, sincerity, honesty, trustworthiness, and reliance on God (tawakal). Meanwhile, Banjar cultural determinism strengthens entrepreneurial character through collective values, mutual cooperation, social harmony, and adaptive work ethics. The interaction between religiosity and local culture creates resilient, ethical, and socially responsible entrepreneurial behavior among MSME actors in South Kalimantan. The novelty of this research lies in its integrative approach that combines Islamic religiosity and Banjar cultural determinism as interconnected variables in shaping entrepreneurial resilience and character. This study also contributes to the development of Islamic entrepreneurship studies by emphasizing the importance of local cultural values as socio-spiritual capital in strengthening MSME sustainability in Muslim communities
The Role of Artificial Intelligence (AI) in Islamic Religious Education: An Analysis of Opportunities, Risks, and Ethical Regulations Rusdiana Rusdiana; Ani Cahyadi
AL GHAZALI: Jurnal Pendidikan dan Pemikiran Islam Vol. 6 No. 3: Mei-Juni 2026
Publisher : Sekolah Tinggi Agama Islam Al-Jami Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69900/ag.v6i3.608

Abstract

This study aims to analyze the role of Artificial Intelligence (AI) in Islamic Religious Education by examining the opportunities, risks, and ethical regulations associated with its implementation in the learning process. The research employed a qualitative-descriptive library research method through the analysis of various scientific literature, academic articles, and policy documents related to the application of AI in education and Islamic ethical perspectives. The findings indicate that AI offers significant opportunities to enhance the effectiveness of Islamic Religious Education through personalized learning materials, broader access to religious information, the development of interactive learning media, and more efficient learning assessment processes. However, the use of AI also presents several risks, including the spread of invalid religious information, the diminishing role of educators, potential algorithmic bias, and challenges to students’ moral and spiritual values. Therefore, ethical regulations based on Islamic values are needed, emphasizing the principles of responsibility, honesty, justice, and human supervision in the use of AI technology within educational environments. The novelty of this study lies in the integration of analyses on AI opportunities, implementation risks, and the formulation of ethical regulations based on Islamic perspectives comprehensively within the context of Islamic Religious Education, which has received limited attention in previous studies
Co-Authors Ani Cahyadi Zulfa Jamalie