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All Journal Fox Justi : Jurnal Ilmu Hukum Jurnal Minfo Polgan (JMP)
Ichwanul Qawi
Institut Syekh Abdul Halim Hasan Binjai
Humanities Computer Science & IT Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences

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Efektivitas Hukum Perlindungan Konsumen Terhadap Praktik Abusive Layanan Pinjaman Online di Indonesia Tryani Syahputri; Abdul Halim Nasution; Ayu Afriza; Muhammad Hadinata; Ishaq Abdul Manaf; Jaka Sutra Tarigan; Ichwanul Qawi
Jurnal Minfo Polgan Vol. 14 No. 1 (2025): Artikel Penelitian
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/jmp.v14i1.14988

Abstract

Penelitian ini bertujuan untuk menganalisis efektivitas hukum perlindungan konsumen terhadap praktik abusive layanan pinjaman online di Indonesia. Penelitian ini menggunakan metode penelitian hukum normatif dengan pendekatan studi kasus dan analisis peraturan perundang-undangan. Hasil penelitian menunjukkan bahwa praktik abusive layanan pinjaman online masih marak terjadi di Indonesia, meskipun telah ada peraturan perundang-undangan yang mengatur tentang perlindungan konsumen. Penelitian ini juga menemukan bahwa efektivitas hukum perlindungan konsumen dalam menangani praktik abusive layanan pinjaman online masih terbatas, karena kurangnya kesadaran konsumen dan lemahnya penegakan hukum. Oleh karena itu, penelitian ini merekomendasikan peningkatan kesadaran konsumen dan penegakan hukum yang lebih efektif untuk melindungi konsumen dari praktik abusive layanan pinjaman online. Menganalisis efektivitas hukum perlindungan konsumen terhadap praktik abusive layanan pinjaman online di Indonesia Mengidentifikasi faktor-faktor yang mempengaruhi efektivitas hukum perlindungan konsumen dalam menangani praktik abusive layanan pinjaman online Penelitian hukum normatif Pendekatan studi kasus Analisis peraturan perundang-undangan Praktik abusive layanan pinjaman online masih marak terjadi di Indonesia Efektivitas hukum perlindungan konsumen dalam menangani praktik abusive layanan pinjaman online masih terbatas Kurangnya kesadaran konsumen dan lemahnya penegakan hukum menjadi faktor utama yang mempengaruhi efektivitas hukum perlindungan konsumen.
Optimizing the Role of the Indonesian Waqf Board of North Sumatra Province in Increasing the Professionalism of Nazhir in Managing Waqf Productively in Medan Marelan District, Medan City Ichwanul Qawi; Muhammad Nur Iqbal
Fox Justi : Jurnal Ilmu Hukum Vol. 16 No. 03 (2026): Fox justi : Jurnal Ilmu Hukum
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the optimization of the role of the Indonesian Waqf Board (BWI) of North Sumatra Province in improving the professionalism of waqf managers (nazhir) in managing productive waqf in Medan Marelan District. The background of this research is based on the fact that waqf management is still predominantly traditional and consumptive, which limits its potential as an instrument for socio-economic empowerment. This study employs a qualitative method with an empirical juridical approach, analyzing law not only as a set of norms but also as it is implemented in practice. Data were collected through interviews with representatives of BWI North Sumatra and local nazhir, supported by a literature review of relevant laws and academic sources. The findings indicate that the professionalism of nazhir remains relatively low, particularly in terms of managerial skills, administrative capacity, and understanding of productive waqf concepts. Furthermore, the role of BWI North Sumatra in guiding and supervising nazhir has not been fully optimized due to limited resources, insufficient training programs, and uneven distribution of capacity-building initiatives. As a result, the development of productive waqf management in the research area has not yet been achieved. Therefore, strengthening the role of BWI through intensive training, continuous mentoring, and improved supervision mechanisms is essential to enhance nazhir professionalism and to maximize the economic benefits of waqf for the community
Co-Authors Abdul Halim Nasution Ayu Afriza Ishaq Abdul Manaf Jaka Sutra Tarigan Muhammad Hadinata Muhammad Nur Iqbal Tryani Syahputri