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All Journal Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia Journal of Golden Generation Economic
Adelia Gusfira
Universitas Islam Negeri Sumatera Utara
Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Engineering Health Professions

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Pengaruh Pemahaman Ekonomi Islam terhadap Gaya Hidup Finansial Mahasiswa Adelia Gusfira; Billy Jenawi; Farid Maulana; Hasanatun Fitri; Naila Deswita
Journal of Golden Generation Economic Vol. 1 No. 2 (2025): Desember : Journal of Golden Generation Economic
Publisher : PT. Lembaga Penerbit Penelitian Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65244/jggeconomic.v1i2.251

Abstract

Mahasiswa perlu memiliki pemahaman yang kuat tentang keuangan pribadi agar terhindar dari pengeluaran yang boros saat membangun anggaran gaya hidup digital mereka. Mengelola keuangan sesuai dengan prinsip syariah sangat penting dari sudut pandang Islam. Studi ini bertujuan untuk meneliti bagaimana gaya hidup keuangan mahasiswa dipengaruhi oleh pemahaman mereka tentang ekonomi Islam. Studi ini menggunakan pendekatan kuantitatif dengan mensurvei peserta menggunakan pertanyaan pilihan ganda. Kami menggunakan pengambilan sampel bertujuan untuk memilih responden kami, dan kami menggunakan statistik deskriptif untuk memahami hasilnya. Temuan studi ini memberikan bukti bahwa mahasiswa dapat memperoleh manfaat dari pemahaman yang lebih baik tentang ekonomi Islam dengan mempraktikkan pengelolaan uang yang lebih terorganisir, hati-hati, dan bertanggung jawab yang sejalan dengan prinsip-prinsip Islam.
Dari Uang Saku Menjadi Tabungan: Penguatan Literasi Keuangan Anak Melalui Program Gemar Menabung di MDA Dusun I Desa Bintang Mersada Rasina Padeni Nasution; Billi Jenawi; Wan Richi Samudra Ananda; Adelia Gusfira; Lira Zufika Simamora
Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia Vol. 5 No. 3 (2026): September : Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/karunia.v5i3.5538

Abstract

Allowance is often perceived merely as a means for children's daily consumption, whereas it holds significant potential as a tool for early financial education and character building. This study aims to analyze the strengthening of children's financial literacy through the implementation of the "Love Saving" (Gemar Menabung) Program at Madrasah Diniyah Awaliyah (MDA) Dusun I, Bintang Mersada Village. A qualitative approach with observational methods was employed in this research. The research subjects consisted of students, MDA teachers/administrators, and student community service (KKN) participants as program facilitators. Data were gathered through participatory observation, field notes, and activity documentation, followed by data reduction, data display, and conclusion drawing using data triangulation. The findings reveal that an interactive and communicative educational approach integrated with religious-moral values (such as discipline, trust, and simplicity) significantly enhanced children's ability to distinguish between needs and wants. The application of personal piggy banks and concrete savings planning simulations successfully fostered enthusiasm and the habit of setting aside allowance money consistently. The program proved effective in shifting children's mindset from spontaneous consumption to planned and responsible financial management. The implications of this study highlight the necessity of continuous synergy and guidance from both teachers and parents to sustain saving habits as a long-term practice.
Co-Authors Billi Jenawi Billy Jenawi Farid Maulana Hasanatun Fitri Lira Zufika Simamora Naila Deswita Rasina Padeni Nasution Wan Richi Samudra Ananda