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All Journal Media Riset Bisnis Manajemen Akuntansi
Lanifa Fauzia Comersyah
Universitas Muhammadiyah Jakarta

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QRIS DALAM PERSPEKTIF FIQIH MUAMALAH: STUDI ATAS KEABSAHAN DAN AKAD DALAM PEMBAYARAN NONTUNAI Lanifa Fauzia Comersyah; Sabrina Oktavia Ramadani; Alyasa Najwa
Media Riset Bisnis Manajemen Akuntansi Vol 1, No 1 (2025): Media Riset Bisnis Manajemen Akuntansi
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbima.v1i1.357

Abstract

This study discusses the use of the Quick Response Code Indonesian Standard (QRIS) as a cashless digital payment tool from the perspective of Islamic commercial jurisprudence (fiqh muamalah). QRIS is an electronic payment system recognized by Bank Indonesia to facilitate non-cash transactions in the country. From an Islamic legal standpoint, it is essential to analyze the validity of transactions and the underlying akad (contracts), as sharia principles require clarity (bayyinah), mutual consent (ridha), and the lack of riba (usury), gharar (uncertainty), and maisir (gambling). This research adopts a descriptive quantitative approach and literature study method to examine QRIS in the context of fiqh muamalah, particularly focusing on the validity and contracts involved in non-cash payments. The findings of this study indicate that the use of QRIS in financial transactions can be considered valid under Islamic law, provided it fulfills the essential elements and conditions of a valid contract, such as price clarity, transaction object, and mutual consent.Keywords : QRIS, Fiqh Muamalah, Non-Cash Transaction, Akad Islamic Economics
ANALISIS TRANSAKSI BELANJA ONLINE DALAM PERSPEKTIF FIQIH MUAMALAH DAN KEPATUHAN SYARIAH Lanifa Fauzia Comersyah; Sabrina Oktavia Ramadani; Alyasa Najwa
Media Riset Bisnis Manajemen Akuntansi Vol 1, No 1 (2025): Media Riset Bisnis Manajemen Akuntansi
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbima.v1i1.384

Abstract

This study discusses the concept and online buying and selling transactions that comply with sharia principles. This study aims to analyze the validity of online buying and selling transactions based on the perspective of fiqh muamalah. This study uses qualitative descriptive and literature research methods by examining materials related to the Analysis of Online Shopping Transactions in the Perspective of Fiqh Muamalah and Sharia compliance. The results of the study indicate that online shopping transactions can be considered valid according to sharia if they meet four main requirements, namely the existence of the transacting parties, the existence of ijab and qabul, clarity of the object of the transaction, and a halal purpose. In addition, the principles of transparency, honesty, and freedom from usury and gharar are important requirements in maintaining the justice and validity of online buying and selling according to Islamic law.Keywords : Online buying and selling, Islamic jurisprudence, Sharia compliance, Transaction validity, Offer and acceptance
Co-Authors Alyasa Najwa Sabrina Oktavia Ramadani