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All Journal Media Riset Bisnis Ekonomi Sains dan Terapan Media Riset Bisnis Manajemen Akuntansi
Aqila Judya Shafwa
Universitas Muhammadiyah Jakarta
Computer Science & IT Economics, Econometrics & Finance Education Other

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IMPLEMENTASI AKAD SYARIAH DALAM PRAKTIK PERBANKAN ISLAM DI INDONESIA Ananda Fadil Rassya Saputra; Aqila Judya Shafwa; Rohmatul Umam
Media Riset Bisnis Manajemen Akuntansi Vol 1, No 1 (2025): Media Riset Bisnis Manajemen Akuntansi
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbima.v1i1.358

Abstract

This research examines the use of sharia contracts in Indonesian Islamic banking practices, focusing on the legal, financial, and religious facets of Islamic law. The primary goal is to examine the use of several Islamic contracts in actual financial transactions, including mudharabah, musyarakah, murabahah, ijarah, qardhul hasan, wakalah, kafalah, salam, and istisna, as well as how the hadith validates their validity. This study employed a normative legal method and a literature survey to qualitatively analyze both classical and modern sources, including national regulatory systems. The findings demonstrate that while the use of Islamic contracts improves equity, openness, and risk sharing, practical compliance, legal harmonization, and public literacy issues make implementation difficult. Strengthening regulatory congruence, boosting stakeholder education, and bolstering the sharia supervisory system are among the recommendations made to guarantee the integrity of Islamic banking operations. In line with Islamic principles, this study advances our knowledge of Islamic contracts as a crucial tool for creating a just and long-lasting financial system. Keywords : Islamic banking, Islamic contract, jurisprudence, sharia compliance, transaction
ISLAMISASI ILMU DAN IMPLIKASINYA TERHADAP KEBIJAKAN EKONOMI ISLAM DI ERA GLOBALISASI Aqila Judya Shafwa; Heru Muhalimmy; Kahila Kamal; Bunga Anggreini; Azmi Airil Adha
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 2 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i2.765

Abstract

This study examines the influence of the concept of Islamization of knowledge on the paradigm and formulation of Islamic economic policy in an era of globalization dominated by secular capitalist neoliberalism. The main issue raised is the research gap in the form of limited practical application of the Islamization of science which has so far been more epistemological and institutional in nature to the formulation of trade, fiscal, and monetary policies based on the principles of tawhid, maqasid sharia, and the values of justice and balance. The objectives of this research are to analyze how the ideas of Islamization of knowledge from figures such as al-Attas and al-Faruqi influence the framework of Islamic economic policy, identify its implications for contemporary policy, and formulate a strategic model to overcome implementation challenges amid global dynamics. The research uses a qualitative approach through library research with thematic content analysis of primary sources (the Qur'an, Hadith, works of Islamic thinkers) and secondary sources (journals and current literature). The results show that the Islamization of knowledge produces a holistic alternative economic paradigm, integrating tauhid, khilafah, rububiyyah, and tazkiyah into monetary (profit-loss sharing), fiscal (ZISWAF), and real sector policies, and offers a strategic model based on maqasid sharia to achieve economic justice, inclusiveness, and sustainability in the era of globalization.Keywords : Economic Globalization, Islamic Economics, Islamization of Science, Economic Policy, Maqasid Sharia
Co-Authors Ananda Fadil Rassya Saputra Azmi Airil Adha Bunga Anggreini Heru Muhalimmy Kahila Kamal Rohmatul Umam