Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Jurnal Pemberdayaan Masyarakat
Andini Andini
Faculty of Teacher Training and Education, Universitas Muhammadiyah Prof. Dr. Hamka, Indonesia
Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
The Influence of Income on Generation Z Investment Decisions in South Jakarta Andini Andini; Sri Astuti; Moh. Supendi
Jurnal Pemberdayaan Masyarakat Vol 4, No 3 (2025)
Publisher : Yayasan Keluarga Guru Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46843/jpm.v4i3.479

Abstract

This study examines the influence of personal income on investment decisions among Generation Z in South Jakarta, situating the analysis within a growing body of global research that links financial capacity to the investment behavior of young people. While prior work has documented that higher income levels increase risk-taking and portfolio diversification among young adults, little is known about this phenomenon in the Indonesian context. Guided by behavioral finance theory and the Theory of Planned Behavior, we adopt a quantitative design with 101 purposively selected respondents, collecting data through an online questionnaire. Simple linear regression, Spearman correlation, and ordinal regression (SPSS v30) reveal a strong positive relationship between monthly income and investment decision intensity (r = 0.669, p 0.001), with income accounting for 98.7% of the explained variance in the ordinal model.
Co-Authors Moh. Supendi Sri Astuti