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All Journal Tirai Edukasi : Jurnal Pendidikan
Sanwani Sanwani
Program Studi Pendidikan Ekonomi Koperasi, Universitas Qamarul Huda Badaruddin Bagu, Indonesia
Education Languange, Linguistic, Communication & Media Mathematics Other

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Kontribusi Usaha Mikro, Kecil, dan Menengah (UMKM) di Sektor Pariwisata terhadap Pertumbuhan Ekonomi di Desa Aik Berik Mayani Kusuma; Sanwani Sanwani; Refreandi Haeri
Tirai Edukasi : Jurnal Pendidikan Vol. 9 No. 1 (2026): Tirai Edukasi Juni 2026
Publisher : Universitas Qamarul Huda Badaruddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37824/cka7f219

Abstract

This study aims to analyze the contribution of Micro, Small, and Medium Enterprises (MSMEs) in the tourism sector to economic growth in Aik Berik Village, Central Lombok Regency. Using a qualitative case study design, data were collected through observation, interviews, and documentation. The results indicate that tourism MSMEs in Aik Berik, such as homestays, culinary businesses, handicrafts, and tour guide services, play a crucial role in increasing community income, creating jobs, and strengthening the local economy. However, MSMEs still face challenges such as limited access to capital, inadequate infrastructure, and a lack of digital marketing skills. These findings highlight the need for government policy support and stakeholder collaboration to strengthen tourism MSMEs towards sustainability and inclusivity.
Pengaruh Penggunaan QRIS terhadap Peningkatan Pendapatan UMKM di Desa Sukarara Alpan Khoyali; Refreandi Haeri; Sanwani Sanwani
Tirai Edukasi : Jurnal Pendidikan Vol. 9 No. 1 (2026): Tirai Edukasi Juni 2026
Publisher : Universitas Qamarul Huda Badaruddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37824/2jje6242

Abstract

This study aims to analyze the influence of using the Quick Response Code Indonesian Standard (QRIS) on the income improvement of Micro, Small, and Medium Enterprises (MSMEs) in Sukarara Village. QRIS is a digital payment system initiated by Bank Indonesia to facilitate cashless transactions. This research employed a quantitative approach through a survey method involving 30 MSME actors who have implemented QRIS. Data were collected using questionnaires and documentation, then analyzed using a paired t-test. The results indicate that QRIS usage has a positive and significant impact on MSME income improvement. QRIS facilitates transactions, increases customer numbers, and supports efficient financial recording. These findings highlight that payment digitalization through QRIS plays a crucial role in enhancing MSME competitiveness in rural areas and suggest the importance of improving digital literacy and supporting infrastructure.
Co-Authors Alpan Khoyali Mayani Kusuma Refreandi Haeri