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All Journal AL-UJRAH: Jurnal Ekonomi Islam
Fauzan Fauzan
STAI Al Akbar Surabaya
Religion Economics, Econometrics & Finance Environmental Science

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Implementasi Akad Musyarakah dalam Ekosistem Metavers: Analisis Peluang dan Tantangan Pembiayaan Syariah di Era Digital Raviqa Noer Laily; Fauzan Fauzan
AL-UJRAH Vol 3 No 2 (2025): Juni
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

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This study analyzes the implementation of musyarakah contracts in the metaverse ecosystem as sharia financing innovations in the digital era. Using descriptive qualitative research methods and Islamic legal analysis, this study explores the opportunities and challenges of applying the principles of sharia partnership in a virtual space. The results of the study show that the metaverse opens up new opportunities for sharia financing through virtual property investments, digital businesses, and blockchain-based economies. However, there are significant challenges related to sharia compliance, regulations, and technical aspects of implementation. This research contributes to the development of digital Islamic finance literature and provides practical recommendations for the Islamic banking industry.
Strategi Penetapan Harga Jual Barang Pada UMKM Toko Kelontong dalam Perspektif Ekonomi Syariah (Studi Kasus di Toko Barokah Des. Sembung Kec. Wringinanom) Mochamad Ridwan Adi Wijaya; Fauzan Fauzan
AL-UJRAH Vol 3 No 1 (2024): Desember
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

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Abstract

This study aims to analyse the strategy of setting the selling price at the Grocery Store in Sembung Hamlet, Wringinanom District, Gresik Regency, and review the suitability of the strategy with the principles of Islamic economics. The method used is qualitative research with a case study approach. Data were collected through direct interviews with shop owners and field observations. The results showed that the shop owner applies a cost-based pricing strategy, where the price of goods is determined by adding a profit margin of around 5-10% of the cost of goods. In addition, the shop owner also uses a competitive pricing strategy, adjusting prices with other shops in the neighbourhood to maintain competitiveness. Discounts and special prices are also applied to regular customers or those who buy in large quantities, in order to increase consumer loyalty. Furthermore, from the review of Islamic economics, the pricing in the store is in accordance with the principles of sharia, namely justice ('adl), transparency, and avoiding elements of gharar (uncertainty) and usury. The strategy implemented also reflects the value of ihsan (doing good), where the store does not only pursue profits but also pays attention to consumer welfare, in accordance with maqashid sharia.
Co-Authors Mochamad Ridwan Adi Wijaya Raviqa Noer Laily