Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Wacana Ekonomi : Jurnal Ekonomi, Bisnis dan Akuntansi
Ni Made Dwi Cahyani
Fakultas Ekonomi dan Bisnis Universitas Warmadewa, Denpasar-Bali, Indonesia
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Pengaruh Kredit Macet, Jumlah Nasabah, dan BOPO Terhadap Profitabilitas PT Pegadaian Area Denpasar 1 Ni Made Dwi Cahyani; I. B. Made Putra Manuaba
WACANA EKONOMI (Jurnal Ekonomi, Bisnis dan Akuntansi) Vol. 25 No. 1 (2026)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/we.25.1.2026.49-55

Abstract

This study aims to provide empirical evidence on the impact of non-performing loans, the number of customers, and the BOPO ratio on profitability. The research focuses on PT Pegadaian Area Denpasar 1 during the 2021-2023 period, comprising 73 outlets. The sampling technique used is purposive sampling, selecting 47 outlets that experienced non-performing loans during the specified period as the research sample. This selection resulted in 141 data samples for analysis. The data used in this study are secondary data obtained from the financial reports of PT Pegadaian Area Denpasar 1 for the 2021-2023 period. Data analysis was conducted using multiple linear regression, along with F-tests, t-tests (hypothesis testing), and the coefficient of determination test. The results indicate that non-performing loans do not affect profitability. Meanwhile, the number of customers has a positive and significant impact on profitability, whereas the BOPO ratio has a negative and significant effect on profitability.
Co-Authors I. B. Made Putra Manuaba