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Aulia Dawam
STKIP PGRI Bangkalan, Indonesia
Education

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PENGARUH LITERASI KEUANGAN, PAPARAN MEDIA SOSIAL DAN GAYA HIDUP TERHADAP MANAJEMEN KEUANGAN DENGAN TEMAN SEBAYA SEBAGAI VARIABEL MODERASI PADA MAHASISWA KOS DI KOTA BANGKALAN Urwe Rufaida; Aulia Dawam
Jurnal Manajemen Pendidikan Vol. 11 No. 3 (2026): Regular Issue (In Progress)
Publisher : STKIP Pesisir Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34125/jmp.v11i3.2515

Abstract

This study aims to analyze financial literacy, social media exposure, and lifestyle on financial management with peers as moderating variables in boarding students in Bangkalan city. The X variables in this study are financial literacy, social media exposure, and lifestyle while the Y variable in this study is financial management and the moderating variable in this study is peers. This research method uses quantitative. The population of this study is all students in Bangkalan city with a sample of 100 respondents determined using the Slovin formula and purposive sampling technique, data collection through observation and distribution of online questionnaires (Google form). Data Analysis Techniques Multiple Linear Regression Analysis and Moderated Regression Analysis (MRA) with the help of IBM SPSS statistics version 27. The results of the study indicate that financial literacy does not have a significant effect on student financial management. Social media exposure has a positive and significant effect on financial management, while lifestyle has a negative and significant effect on student financial management. Peers have no significant effect on financial management. The results of the moderation test show that peers are not able to moderate the influence of financial literacy on variable Y, but are able to weaken the influence on variable X2, and strengthen the influence of variable X3 on financial management.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT PENGGUNA E-WALLET DANA di BANGKALAN Nova Auliatul Faizah; Aulia Dawam
Jurnal Manajemen Pendidikan Vol. 11 No. 3 (2026): Regular Issue (In Progress)
Publisher : STKIP Pesisir Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34125/jmp.v11i3.2547

Abstract

This study aims to analyze the influence of risk perception, information exposure, and trust on the interest of DANA e-wallet users in Bangkalan Regency. This study uses a quantitative-descriptive deductive method. This method is used to provide an overview of the characteristics and relationships between variables of DANA e-wallet users in Bangkalan. Through field data collection and statistical analysis, this approach systematically tests theory-based hypotheses to produce accurate and objective evidence of the phenomenon. The population in this study was DANA app users in Bangkalan whose exact number is unknown. Sampling was carried out using a non-probability sampling technique with a purposive sampling method, resulting in a sample of 96 respondents based on the Lemeshow formula calculation. Data were collected through a Likert scale questionnaire and analyzed using multiple linear regression analysis methods through the T test (partial) and F test (simultaneous). The results showed that partially, risk perception, information exposure, and trust had a positive and significant effect on user interest, with trust as the most dominant factor. Simultaneously, these three variables also had a positive and significant impact on user interest.
Co-Authors Nova Auliatul Faizah Urwe Rufaida