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All Journal Perisai : Islamic Banking and Finance Journal Manaruko: Jurnal Pengabdian Masyarakat
Nadya Apriza Azizi
Universitas Islam Negeri Madura
Economics, Econometrics & Finance Education Social Sciences Other

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Pelatihan Edupreneurship Batik Tulis di Desa Klampar, Kabupaten Pamekasan Untuk Meningkatkan Kemandirian Ekonomi Gen-Z Subairi; Umarul Faruq; Nadya Apriza Azizi; Lailatul Fajriah
Manaruko: Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2026): Manaruko: Jurnal Pengabdian Masyarakat
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/manaruko.v5i1.101

Abstract

In Pamekasan Regency, the open unemployment rate rose to 1.74% in 2023, predominantly driven by high school and university graduates. Concurrently, despite Klampar Village's reputation as a "Batik Village" with 1,300 artisans, the younger generation is increasingly abandoning this craft. To address this issue, this community service program aimed to foster economic independence among Gen Z through a batik edupreneurship training that integrates technical skills, entrepreneurship, financial literacy, and digital literacy. Employing Participatory Action Research (PAR), the program engaged 15 Gen Z participants through three phases: baseline survey, training, and evaluation. Consequently, 85% of participants successfully crafted a basic batik piece independently, and 70% intended to pursue it as a productive hobby or home business. Ultimately, the program transformed Gen Z into active producers, establishing a youth artisan community committed to sustainable batik preservation.
Determinants of Generation Z’s Interest in Using BYOND by BSI: An Empirical Study: Faktor-Faktor yang Mempengaruhi Minat Generasi Z dalam Menggunakan BYOND by BSI: Studi Empiris Nadya Apriza Azizi; Khotibul Umam; Fadllan Fadllan
Perisai : Islamic Banking and Finance Journal Vol. 9 No. 2 (2025): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v9i2.1876

Abstract

This study aims to analyze the factors influencing Generation Z’s interest in using BYOND for BSI digital banking services, selecting ease of use, security, and service features as independent variables. The researcher used a quantitative approach, conducting a purposive survey of 120 BSI customers in Pamekasan. Data analysis used SPSS version 24 to test validity and reliability, assess classical assumptions, perform multiple linear regression, and test hypotheses. The results showed that ease of use and security had a positive, significant effect on Generation Z’s interest, while service features had no significant partial effect. The regression model explains a significant amount of variation in interest. Theoretically, this study integrates the UTAUT and TAM models in Islamic digital banking for Generation Z, highlighting service features as minimum expectations. The practical implications recommend that BSI improve its UI/UX, security, and innovative features. The limitations of this study include its local scope and low R-squared, and it offers suggestions for broader follow-up research.
Co-Authors Fadllan Fadllan Lailatul Fajriah Subairi Umam, Khotibul Umarul Faruq