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All Journal Journal of English Language and Education
Harmeli Harmeli
Universitas Putra Indonesia YPTK Padang
Languange, Linguistic, Communication & Media Other

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The Influence of Financial Literacy in Digital Learning and Utilization on Students' Entrepreneurial Interest in UPI YPTK Padang Mutia Seplinda; Harmeli Harmeli; Yonna Anggayu Putri
Journal of English Language and Education Vol 11, No 4 (2026)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jele.v11i4.2647

Abstract

This study aims to determine the effect of financial literacy in learning and digital utilization on students’ entrepreneurial intention at UPI YPTK Padang. This research used a quantitative approach with a survey method through questionnaires distributed to 50 students. Data analysis used multiple linear regression analysis. The results showed that financial literacy in learning had a positive and significant effect on entrepreneurial intention (t = 3.214; p = 0.003). Digital utilization also had a positive and significant effect on entrepreneurial intention (t = 4.102; p = 0.001). Simultaneously, both variables significantly affected students’ entrepreneurial intention (F = 28.621; p 0.001) with a coefficient of determination (R2) of 0.684, indicating that 68.4% of the variation in entrepreneurial intention could be explained by the proposed model. These findings indicate that financial learning and productive use of digital technology can encourage entrepreneurial intention among university students.
Co-Authors Mutia Seplinda Yonna Anggayu Putri