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Hendra Riofita
Program Studi Pendidikan Ekonomi, Universitas Islam Negeri Sultan Syarif Kasim Riau, Indonesia
Religion Computer Science & IT Decision Sciences, Operations Research & Management Languange, Linguistic, Communication & Media Mathematics

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Enhancing Member Participation through Socialization: A Case Study of the Merah Putih Cooperative Nur Aini; Hendra Riofita
INCARE, International Journal of Educational Resources Vol. 7 No. 1 (2026): June 2026
Publisher : FKDP (Forum Komunikasi Dosen Peneliti)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/3w55ed17

Abstract

This istudy iaims ito ianalyze ithe irole iof isocialization iin iencouraging imember iparticipation iin ithe iRed iand iWhite iCooperative. iThe iresearch imethod iused iis ia iqualitative iapproach iwith ia iliterature ireview idesign, iexamining ivarious iscientific isources isuch ias ijournals, iarticles, iand iprevious istudies irelevant ito ithe iresearch itopic. iThe iresults iof ithe istudy iindicate ithat isocialization iplays ia ivery iimportant irole iin iincreasing icooperative imember iparticipation. iSocialization ifunctions ias ia imeans iof idelivering iinformation, ieducation, iand ibuilding imembers’ iawareness iregarding ithe iobjectives, ibenefits, iand ioperational imechanisms iof ithe icooperative. iThrough ieffective iand icontinuous isocialization, imembers igain ia ibetter iunderstanding iof itheir irights iand iobligations, iwhich iencourages ithem ito iactively iparticipate iin icooperative iactivities, isuch ias iattending imember imeetings, icontributing ito icapital, iand iutilizing icooperative iservices. iIn iaddition, isocialization ialso ienhances imembers’ imotivation iand isense iof ibelonging itoward ithe icooperative. iHowever, iits iimplementation istill ifaces iseveral ichallenges, iincluding ilow imember iinterest, ilimited iresources, iand idiverse imember ibackgrounds. iTherefore, iinnovative iand iadaptive isocialization istrategies iare irequired, isuch ias ithe iuse iof idigital imedia iand iinterpersonal iapproaches. iThis istudy iconcludes ithat isocialization iis ia ikey ifactor iin iincreasing imember iparticipation, iwhich iultimately icontributes ito ithe isuccess iof ithe icooperative.
Cooperative-Based Economic Education: An Analysis of the Role of the Merah Putih Cooperative in Enhancing Community Economic Literacy Anggi Amelia; Hendra Riofita
INCARE, International Journal of Educational Resources Vol. 7 No. 1 (2026): June 2026
Publisher : FKDP (Forum Komunikasi Dosen Peneliti)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/nm2hvy65

Abstract

This study aims to analyze cooperatives, especially Koperasi Merah Putih, as an alternative medium for economic education, functioning as an “economic laboratory” for members. The method used is a systematic review of 10 journals through a strict selection protocol, focusing on data regarding financial literacy, human resource management, UMKM empowerment, and cooperative digitalization. The results show that high-quality services and cooperative education significantly improve financial risk literacy, reduce dependence on informal loans, enhance member participation, and strengthen household economic independence and resilience. Digitalization of cooperative management and the use of interactive platforms successfully expand the reach of education and increase trust among young members. In conclusion, cooperatives are not merely savings and credit institutions but effective media for economic education that build collective financial literacy and improve socioeconomic welfare for the community. 
Cooperative-Based Economic Empowerment: The Role of the Merah Putih Cooperative in Promoting Community Self-Reliance Pinky Nadila; Hendra Riofita
INCARE, International Journal of Educational Resources Vol. 7 No. 1 (2026): June 2026
Publisher : FKDP (Forum Komunikasi Dosen Peneliti)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/gddm3t63

Abstract

Community economic independence is a pillar of national welfare, but is often hampered by dependence on third-party capital and limited financial management. This study aims to analyze the strategic role of the Merah Putih Cooperative in encouraging members' economic independence through inclusive capital access and business development. The method used is qualitative with a Systematic Literature Review (SLR) approach and narrative review. Data were collected through the Google Scholar database with the inclusion criteria of articles published in the last ten years (2016–2026). A total of 10 selected articles were analyzed using thematic analysis techniques to map cooperative strengthening strategies. The results show that cooperative economic independence rests on three main foundations: (1) Transparent and professional organizational governance, which has been proven to increase member loyalty by up to 30% and operational efficiency; (2) Strengthening human resource capacity and digital transformation, where the adoption of e-commerce and fintech technology can expand market access and increase the average income of members; and (3) Internalization of the value of cooperation reinforced by government regulatory support. A literature synthesis concludes that the integration of modern management and a spirit of collectivism makes the Merah Putih Cooperative an effective instrument for reducing economic disparities and strengthening people's economic sovereignty in the modern era. 
Empowering Local MSMEs through the Merah Putih Cooperative: A Conceptual Review Arsya Putri Charnova; Hendra Riofita
INCARE, International Journal of Educational Resources Vol. 7 No. 1 (2026): June 2026
Publisher : FKDP (Forum Komunikasi Dosen Peneliti)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/t797hr07

Abstract

This study aims to analyze the strategic role of the Merah Putih Cooperative in empowering local Micro, Small, and Medium Enterprises (MSMEs) through a systematic review of current literature. The method used is a Systematic Literature Review (SLR) by reviewing 10 relevant journals over the past ten years from the Google Scholar database. The results of the study indicate that the institutional strengthening strategy through the preparation of mandatory administration and revision of the Articles of Association (AD/ART) can increase member compliance by up to 90% and a sense of ownership by 40%. In terms of human resource development, the managerial training program increases manager competency by 35%, which has implications for operational cost efficiency by 20%. Digital transformation through the implementation of accounting systems and digital marketplaces has been proven to increase operational efficiency by up to 45% and expand online market access for MSMEs by up to 50%. In addition, active participation of local communities and support from national government policies in the target of establishing 70,000 village cooperatives are the main drivers in increasing members' income by an average of 25%. The conclusion of this study confirms that the synergy between strengthening governance, technology adoption, and government policy support creates a resilient and sustainable people's economic ecosystem for MSMEs at the rural level.
Co-Authors Anggi Amelia Arsya Putri Charnova Nur Aini Pinky Nadila