Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
P-Index
This Author published in this journals
All Journal EKSYA: Jurnal Ekonomi Syariah Jurnal Kewirausahaan dan Bisnis
Sindy Wahyu Silvia
Universitas Nahdlatul Ulama Sunan Giri
Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA DAN DI DUNIA Sindy Wahyu Silvia; Saqif Bagas Baihaqi
EKSYA : Jurnal Ekonomi Syariah Vol 6 No 1 (2025): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of the global financial system has facilitated the emergence of Islamic banking as an alternative financial system grounded in the principles of justice and Islamic ethics. Islamic banking operates in accordance with the Qur’an and Sunnah by prohibiting practices involving riba (interest), gharar (uncertainty), and maysir (gambling). This article aims to examine the development of Islamic banking in Indonesia and globally, as well as to analyze the role of Sharia contracts in banking operations. This study employs a qualitative approach, utilizing a literature review to examine various relevant sources. The findings indicate that Islamic banking has experienced significant growth, supported by strong regulatory frameworks and increasing public awareness. The implementation of Sharia contracts is a key factor in maintaining the stability and sustainability of Islamic banking at both national and global levels.
SISTEM OPERASIONAL LEMBAGA KEUANGAN SYARIAH DAN KONTRIBUSINYA TERHADAP PEMBERDAYAAN UMAT Sindy Wahyu Silvia; Eko Arief Cahyono; Indri Putri Pratiwi
EKSYA : Jurnal Ekonomi Syariah Vol 6 No 2 (2025): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article examines the implementation of the operational systems of Islamic Financial Institutions (LKS) and their contribution to enhancing community empowerment. LKS represents an alternative financial system based on Sharia principles, including the prohibition of usury (riba), uncertainty (gharar), and speculation (maisir). This study employs a qualitative approach, utilizing a literature review method to analyze various scholarly sources and official documents. The findings indicate that LKS carries out fund collection and distribution through Sharia-compliant contract schemes such as mudharabah, musyarakah, murabahah, ijarah, salam. These operations are supervised by the Sharia Supervisory Board (DPS), the Financial Services Authority (OJK), and the National Sharia Council – Indonesian Ulema Council (DSN-MUI) to ensure full compliance with Islamic principles. Furthermore, LKS integrates Sharia-based financial technology (fintech) to promote inclusive financial services and innovation. From a social perspective, LKS plays a significant role in supporting micro, small, and medium enterprises (MSMEs), providing Sharia-compliant financing, managing Islamic social funds—such as zakat, infak, sedekah, and waqf—productively, and enhancing public awareness of Islamic financeThese findings confirm that LKS serves not only as a financial intermediary but also as a catalyst for community empowerment, contributing to the development of a just and sustainable economic system.
The Role of Car Free Day in Supporting Student Entrepreneurship through Pudding Businesses in Bojonegoro Sindy Wahyu Silvia; Saqif Bagas Baihaqi
Jurnal Kewirausahaan dan Bisnis Vol. 8 No. 2 (2026): Agustus
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jkb.v8i2.1765

Abstract

Car Free Day (CFD) serves not only as a public space for recreational and social activities but also as a platform that supports economic activities, including student entrepreneurship. This study aims to analyze the role of Car Free Day in promoting student entrepreneurship through a pudding business in Bojonegoro. A qualitative descriptive approach was employed in this study. Data were collected through observations, interviews, and documentation involving students who operated pudding businesses at the Car Free Day event in Bojonegoro. The findings indicate that Car Free Day functions as an effective marketing platform while providing students with practical entrepreneurial experience, particularly in marketing, customer service, business management, and decision-making. The business development strategies implemented by the students include maintaining product quality, setting competitive prices, utilizing social media for promotion, introducing product innovations, and applying more systematic business management practices. However, several challenges were identified, including intense market competition, fluctuations in visitor numbers, limited business capital, and the short shelf life of the products. Based on the SWOT analysis, the pudding business demonstrates strong potential for further development by maximizing its strengths and opportunities while implementing appropriate strategies to address its weaknesses and external threats.   Keywords: Car Free Day, student entrepreneurship, pudding business, marketing strategy, SWOT analysis.                                                                                                 Abstrak. Car Free Day (CFD) tidak hanya berfungsi sebagai ruang publik untuk aktivitas olahraga dan sosial, tetapi juga menjadi sarana yang mendukung kegiatan ekonomi, termasuk kewirausahaan mahasiswa. Penelitian ini bertujuan untuk menganalisis peran Car Free Day dalam mendukung kewirausahaan mahasiswa melalui usaha puding di Bojonegoro. Penelitian menggunakan pendekatan kualitatif dengan metode deskriptif. Data dikumpulkan melalui observasi, wawancara, dan dokumentasi terhadap mahasiswa yang menjalankan usaha puding di kawasan Car Free Day Bojonegoro. Hasil penelitian menunjukkan bahwa Car Free Day berperan sebagai media pemasaran yang efektif sekaligus memberikan pengalaman praktis dalam mengembangkan kemampuan kewirausahaan, seperti pemasaran, pelayanan konsumen, pengelolaan usaha, dan pengambilan keputusan. Strategi yang diterapkan meliputi peningkatan kualitas produk, penetapan harga yang kompetitif, pemanfaatan media sosial, inovasi produk, serta pengelolaan usaha yang lebih terstruktur. Kendala yang dihadapi meliputi persaingan usaha, fluktuasi jumlah pengunjung, keterbatasan modal, dan masa simpan produk yang relatif singkat. Berdasarkan analisis SWOT, usaha puding memiliki prospek yang baik untuk dikembangkan dengan memanfaatkan kekuatan dan peluang serta menerapkan strategi yang tepat dalam mengatasi kelemahan dan ancaman.   Kata Kunci: Car Free Day, kewirausahaan mahasiswa, usaha puding, strategi pemasaran, analisis SWOT.
Co-Authors Eko Arief Cahyono Indri Putri Pratiwi Saqif Bagas Baihaqi Saqif Bagas Baihaqi