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Journal : JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi

PENGARUH LITERASI KEUANGAN DAN SIKAP KEUANGAN PADA KEPUTUSAN INVESTASI PELAKU UMKM DI PESISIR MADURA Moh. Zaki Kurniawan; Audrey Raradwinury Arifni
JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi Vol 5, No 2 (2022): JIMEK VOLUME 5 NO 2 2022 (DESEMBER)
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (346.077 KB) | DOI: 10.30737/jimek.v5i2.3681

Abstract

Penelitian memiliki maksud untuk melihat literasi keuangan dan sikap keuangan dalam mempengaruhi keputusan investasi pada UMKM di Pesisir Madura. Metode purpose sampling digunakan untuk pengambilan responden sejumlah 55 orang pelaku UMKM pesisir Madura. Hasil penelitian menunjukkan bahwa adanya pengaruh literasi keuangan pada keputusan investasi.Namun dari sisiĀ  sikap keuangan tidak ada pengaruh pada keputusan investasi. Secara keseluruhan literasi keungan dan sikap keuangan memberikan pengaruh pada keputusan investasi bagi pelaku UMKM di pesisir Madura.
PENGARUH INKLUSI KEUANGAN, FINANCIAL TECHNOLOGY DAN PENGELOLAAN KEUANGAN TERHADAP KINERJA UMKM PEDESAAN DI MADURA Rozalinda; Moh. Zaki Kurniawan
JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi Vol. 6 No. 02 (2023): JIMEK
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/jimek.v6i02.4996

Abstract

The reason for this study is to decide the impact of financial inclusion, financial technology, and financial management on the performance of rural MSMEs in Madura. The population of this study consists of rural MSMEs in Madura. In taking respondents, there were 100 people who were addressed to MSME entertainers by distributing questionnaires, this study utilizes the purposive sampling method in deciding the example. The study findings indicate that there is an impact of financial inclusion and financial management on MSME performance, however financial technology has no impact on the performance of MSMEs.
MENINGKATKAN MAAJEMEN KEUANGAN UMKM : DAMPAK FINANCIAL KNOWLEDGE, LOVE OF MONEY, DAN SELF-EFFICACY zaki; Regita Putri Cahyani; Moh. Zaki Kurniawan; Helmi Buyung Aulia Safrizal
JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi Vol. 8 No. 1 (2025): JIMEK VOL 08 NO 01 2025
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/jimek.v8i1.6251

Abstract

Madura is an island in Indonesia that is rich in diversity. Madura's diversity can innovate in the development of traditional businesses, the difficulties that exist in Madura. However, there are several obstacles that UMKM in Madura often face. These obstacles, such as marketing which is still generally traditional, difficulty accessing financial services, can make UMKM players tend not to understand how to manage UMKM finances properly and correctly. The research objective is to determine the influence of financial knowledge, love of money, and financial self-efficacy on the financial management of Madurese MSMEs. The population is MSME actors in sub-districts in Sampang district, with a sample of 100 MSME actors in Sampan district. Quantitative research is used by researchers as a type of research, where data is collected through questionnaires and interviews with multiple linear analysis and classical assumption analysis. The results explain that financial knowledge, love of money, and financial self-efficacy have a positive and significant influence on the financial management of MSMEs in Madura. This research provides the implication that increasing financial knowledge and self-confidence in financial management can improve the quality of financial management of MSMEs in Sampang district.
PENGARUH PENGETAHUAN KEUANGAN, SIKAP KEUANGAN, INKLUSI KEUANGAN DAN FINANCIAL TECHNOLOGY TERHADAP PERSONAL FINANCE UMKM DI MADURA Siti Sundari; Moh. Zaki Kurniawan; Bambang Sudarsono
JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi Vol. 7 No. 1 (2024): JIMEK VOLUME 7 NO 1 2024
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to identify the impact of financial knowledge, financial attitudes, financial inclusion, and Financial Technology on Personal Finance in Micro, Small and Medium Enterprises (MSMEs) in the Madura region. The subject of this study is MSME actors in Madura. As many as 100 MSME actors in Madura became respondents in this study through the distribution of questionnaires. The method used in this research is purposive sampling. The results of the study indicate that there is a positive impact of financial attitudes on the personal finance of MSMEs in Madura. However, financial knowledge, financial inclusion, and financial technology did not have a significant impact on MSME personal finance in Madura.