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All Journal Jeinsa : Jurnal Ekonomi Ichsan Sidenreng Rappang Jurnal Akademik Pengabdian Masyarakat Ichsan Sidenreng Rappang
Yulia Yunita Yusuf
Jurusan Ilmu Akuntansi, Fakultas Ekonomi dan Bisnis, Universitas Negeri Makassar
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Library & Information Science

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SOSIALISASI LITERASI KEUANGAN UNTUK RUMAH TANGGA Yulia Yunita Yusuf; Anisatun Humairah Rais; Andi Faisal; Adriansyah Adriansyah; Ahmad Nasiruddin Musaddiq Rahman
Jurnal Akademik Pengabdian Masyarakat Ichsan Sidrap Vol 2 No 1 (2025): Juni
Publisher : Universitas Ichsan Sidenreng Rappang

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Abstract

This community service activity aims to improve financial literacy among housewives at Almadinah Islamic School Makassar. Through seminars and interactive discussions, participants were equipped with basic knowledge of financial planning, budgeting, cash flow recording, and expense control. The activity successfully demonstrated an increase in participants' understanding and a growing desire to apply financial literacy concepts more systematically. Despite challenges such as conventional habits and limited time, participants showed strong motivation to change. This activity made a tangible contribution to raising awareness and enhancing financial skills at the household level.
EFEKTIVITAS KEBIJAKAN DAN KESIAPAN KELEMBAGAAN UKM INDONESIA DI ERA TRANSISI HIJAU: ANALISIS BERDASARKAN INDEKS KEBIJAKAN UKM ASEAN 2024 Yulia Yunita Yusuf; Anisatun Humayrah Rais; Agung Muliaman Anas; Andi Nurrahma Gaffar; Andi Faisal
Jurnal Ekonomi Ichsan Sidenreng Rappang Vol 4 No 2 (2025): Hal
Publisher : Universitas Ichsan Sidenreng Rappang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61912/jeinsa.v4i2.281

Abstract

This study aims to analyze the effectiveness of Indonesia’s government policies and institutional readiness in supporting the green transition of the MSME sector based on the ASEAN SME Policy Index 2024. The research employs a descriptive–comparative approach and exploratory qualitative analysis through a review of index documents, national policy reports, and international publications. The results show that Indonesia has experienced an increase in scores across almost all SMEPI dimensions since 2018, especially in access to finance and digitalization of SMEs. However, Indonesia’s achievements remain low in the dimensions of Greening SMEs and Social & Inclusive Enterprises, indicating that the integration of environmental and social aspects into MSME policies has not yet become a primary priority. In terms of policy effectiveness, three national programs—SEHATI (BPJPH), the Green Financing Roadmap (OJK), and the Green Industry Program (Ministry of Industry)—have high relevance to the green transition, but their implementation effectiveness remains limited due to policy fragmentation and low green literacy among MSME actors. Institutional analysis indicates that Indonesia continues to face constraints in technical capacity, inter-ministerial coordination, and governance, particularly the lack of data-driven monitoring mechanisms and an integrated performance evaluation system for green policies. Overall, the study finds an institutional gap between policy design and implementation. These findings highlight the need for cross-sector policy harmonization, strengthening of green regulations and financing, and the development of data-based monitoring systems to support the transformation of MSMEs toward a green economy.
Co-Authors Adriansyah Adriansyah Agung Muliaman Anas Ahmad Nasiruddin Musaddiq Rahman Andi Faisal Andi Faisal Andi Nurrahma Gaffar Anisatun Humairah Rais Anisatun Humayrah Rais