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All Journal E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat
Hendri Hendri
Universitas Prof. Dr. Hazairin SH, Bengkulu
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Nursing Public Health Social Sciences

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Analisis Dampak Kebijakan Otoritas Jasa Keuangan (OJK) Terhadap Pertumbuhan Perbankan Syariah di  Indonesia Dinda Putri Ramadhani; Lolla Amelia; Robi Saputra; Keyzia Salma Nabilla; Hendri Hendri
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 19 No 1 (2026): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : LPPM Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v19i1.3415

Abstract

The purpose of this study is to examine how the Financial Services Authority's (OJK) regulation has affected Indonesia's sharia banking industry's rapid expansion in the face of digital and international economic problems. As a supervisory and regulatory authority, OJK has a vital role in determining the direction of policy through structural and operational regulatory instruments. The impact of the Indonesian Sharia Banking Development and Strengthening Roadmap (RP3SI) and rules pertaining to the requirement to separate (spin-off) Sharia Business Units (UUS) in accordance with POJK Number 12 of 2023 are the primary subjects of this study. Using a policy analysis technique and an examination of secondary data from the Sharia Financial Development Report, a qualitative descriptive research methodology was employed. The analysis's findings demonstrate that through consolidation incentives, the OJK regulation has greatly improved the capital and governance of sharia banking. Regulatory intervention in the digitalization aspect is also proven to increase operational efficiency and expand the range of services to the community. However, this study also found a challenge in policy synchronization, where asset growth has not been followed linearly by an increase in market share (market share) which is still held below 10%. The main barriers identified include limited product differentiation as well as low sharia financial literacy among the community. The conclusion of this study emphasizes that although the OJK policy has provided a strong legal foundation for industrial stability, more progressive incentives and cross-sectoral collaboration in the halal economic ecosystem are needed to spur more exponential growth. This study provides important implications for regulators to evaluate policy communication strategies to be more adaptive to market dynamics.
Kompetensi Profesional Akuntan Dalam Menghadapi Tuntutan Globalisasi Ekonomi Dwi Rahma Dani; Hendri Hendri; Airin Noprika; Meisyah Rahel; Putri Herlianti
Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Vol. 5 No. 3 (2025): Mei 2025 - Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat
Publisher : Indonesian Scientific Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59395/altifani.v5i3.687

Abstract

Globalisasi ekonomi menuntut profesi akuntan untuk terus meningkatkan kompetensi guna menghadapi tantangan yang semakin kompleks dan dinamis. Akuntan tidak hanya dituntut memiliki kemampuan teknis dalam bidang akuntansi, tetapi juga literasi teknologi, pemahaman terhadap standar internasional, serta etika profesional yang kuat. Penelitian ini bertujuan untuk mengkaji kompetensi-kompetensi yang diperlukan oleh akuntan profesional agar mampu bersaing dan berkontribusi secara optimal dalam lingkungan bisnis global. Melalui metode studi literatur, ditemukan bahwa penguasaan teknologi informasi, pemahaman terhadap International Financial Reporting Standards (IFRS), kemampuan komunikasi lintas budaya, serta integritas dan objektivitas merupakan kompetensi kunci yang harus dimiliki. Penguatan kompetensi ini menjadi krusial dalam menciptakan akuntan yang adaptif dan berdaya saing global
Co-Authors Airin Noprika Dinda Putri Ramadhani Dwi Rahma Dani Keyzia Salma Nabilla Lolla Amelia Meisyah Rahel Putri Herlianti Robi Saputra