Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal JAKBS
Nur azizah Azizah
Universitas Ibn Khaldun bogor
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Pengaruh Risiko Pembiayaan dan Likuiditas Terhadap Profitabilitas pada Perbankan Syariah di Bursa Efek Indonesia (Periode 2020-2024) Nur azizah Azizah; Diah Yudhawati; Yudiana Yudiana
Jurnal Akuntansi Keuangan dan Bisnis Vol. 4 No. 1 (2026): April - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of financing risk and liquidity on profitability, both partially and simultaneously. The population for this study consists of four Sharia Commercial Banks (BUS) listed on the Indonesia Stock Exchange (IDX). The variables include financing risk (proxied by Non-Performing Financing/NPF), liquidity (proxied by the Financing to Deposit Ratio/FDR), and profitability (proxied by Return on Assets/ROA). This study employs quantitative data, specifically secondary data obtained from the banking companies' published reports on the IDX. A purposive sampling method was used, resulting in the selection of four companies that met the criteria. The analysis techniques employed include descriptive statistical analysis, panel data regression, classical assumption testing, multiple linear regression, the coefficient of determination, and hypothesis testing using EViews 10 software. The results indicate that, when analyzed individually (partially), the financing risk variable has a significant effect on profitability, whereas liquidity does not. However, when analyzed simultaneously, both financing risk and liquidity have a significant effect on profitability.
Co-Authors Diah Yudhawati