Article Per Year (5 Year)
p-Index From 2021 - 2026
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This Author published in this journals
All Journal Journal of Applied Community Service and Innovation
Muhammad Lukmanul Khakim
SMA Islam Sabilurrosyad, Malang
Religion Computer Science & IT Economics, Econometrics & Finance Education Nursing

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Empowering Financial Literacy and Saving Habits among Students at SMA Islam Sabilurrosyad Gasek Malang through Interactive Financial Education Burhanuddin Jauhari; Muhammad Lukmanul Khakim
Journal of Applied Community Service and Innovation Vol. 2 No. 01 (2026): ISSUE JUNI
Publisher : PT. Mifandi Mandiri Digital

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63401/jacsi.v2i01.1268

Abstract

Financial literacy among adolescents remains relatively low, leading to poor money management practices, limited budgeting skills, and weak saving habits. These challenges were also identified among students at SMA Islam Sabilurrosyad Gasek Malang, highlighting the need for financial education interventions. This community service program aimed to improve students’ financial literacy and promote saving awareness through an interactive educational approach. The program involved 30 students and was implemented through financial literacy training, budgeting simulations, educational games, and group discussions. Program effectiveness was evaluated using pre-test and post-test assessments and participant satisfaction questionnaires. The results showed significant improvements in money management knowledge, understanding of saving, and budget planning skills. The average financial literacy score increased from 62.6 to 85.1, indicating a statistically significant improvement. The findings demonstrate that interactive financial education effectively enhances financial knowledge and encourages positive financial behavior among adolescents. This program contributes a practical model for school-based financial literacy education. Future programs should emphasize the sustainability of financial literacy education through continuous school-based activities and active involvement of teachers and parents in promoting positive financial behaviors among students.
Co-Authors Burhanuddin Jauhari