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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Ilmiah Al-Tsarwah
Fadhil Muhammad Akbar
Universitas Islam negeri Sunan Ampel Surabaya
Economics, Econometrics & Finance Social Sciences

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THE ROLE OF ZAKAT IN THE ECONOMIC EMPOWERMENT OF THE COMMUNITY IN SURABAYA CITY Fadhil Muhammad Akbar; Siti Kalimah
Jurnal Ilmiah Al-Tsarwah Vol. 8 No. 2 (2025)
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/al-tsarwah.v8i2.11173

Abstract

Zakat as an Islamic social finance instrument plays a strategic role in transforming socio-economic conditions and reducing poverty in urban areas. This research analyzes the role of zakat in empowering Surabaya City community through productive zakat programs. Methods: This qualitative research uses library research approach. Data were collected from peer-reviewed journals, BAZNAS and LAZNAS reports, and academic books on Islamic economics. Sources were selected using purposive sampling focusing on Surabaya City context. Productive zakat significantly empowers Surabaya's economy through programs like "Surabaya Berdaya". Studies show productive zakat increases mustahik welfare by 38%, reduces poverty by 51.9%, and improves independence index from scale 2 to 4. Mosques play a strategic role as economic empowerment centers integrating ZIS funds. Challenges include gaps between zakat potential and realization, limited institutional capacity, and business sustainability issues. Zakat has great potential for inclusive economic development in Surabaya through transformation from consumptive to productive approach. Comprehensive empowerment mechanisms effectively transform mustahik into independent economic actors. Optimization requires strengthening regulations, institutional capacity, adaptive models, and monitoring systems. Recommendations include developing innovative programs, strengthening supportive policies, and conducting detailed quantitative studies on mustahik welfare impacts.
Strategi Fundraising LAZ Mandiri Amal Insani Surabaya dalam Menghimpun Dana Zakat Roha Dewi Neta; Ufi Lailatuz Zakiyah; Fadhil Muhammad Akbar
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i1.24763

Abstract

This study analyzes the fundraising strategy implemented by LAZ Mandiri Amal Insani Surabaya in collecting zakat funds to support social empowerment programs. With a qualitative approach based on interviews and descriptive analysis, this study evaluates internal strategies, such as salary deductions from Bank Mandiri employees, and external strategies through zakat outlets, community collaboration, and the use of the my.berbagi.id digital platform. This strategy aims to increase community participation, build donor trust, and ensure targeted zakat distribution. The results of the study show that innovations such as the Customer Journey program and the use of digital technology contribute significantly to building donor trust. However, challenges such as low zakat literacy in the community and competition with other zakat institutions are obstacles that need to be overcome. This study emphasizes the importance of an effective and transparent fundraising strategy in expanding the reach of zakat collection and supporting the sustainability of social programs at LAZ Mandiri Amal Insani Surabaya. Keywords: Strategy, Fundraising, Zakat
Co-Authors Roha Dewi Neta Siti Kalimah Ufi Lailatuz Zakiyah